Delta SkyMiles Reserve American Express Card

Delta SkyMiles Reserve American Express Card Overview

The Delta SkyMiles Reserve American Express Card is a premier travel rewards credit card issued by American Express. Tailored for frequent flyers and those who prioritize travel rewards, this card offers myriad benefits that enhance the travel experience.

Card Type

This card falls under the category of co-branded travel credit cards, specifically designed for Delta Airlines enthusiasts. As part of the American Express suite, it aligns closely with travel benefits that cater to the needs of those who frequently fly with Delta and its partners.

Annual Fee

The Delta SkyMiles Reserve American Express Card carries an annual fee of $550. While this may seem high, the extensive rewards and benefits it offers can easily offset the cost for avid travelers.

Rewards Program

Cardholders earn 3 miles per dollar spent on Delta purchases and 1 mile per dollar on all other eligible purchases. Additionally, you can earn 1.5 miles on purchases of $5,000 or more, making this card ideal for larger transactions. Miles earned through the card can be redeemed for Delta flights, upgrades, and other travel-related expenses, as well as various merchandise and gift cards.

Sign-Up Bonus

New cardmembers can take advantage of a generous sign-up bonus. Upon spending $5,000 within the first three months of account opening, cardholders will earn 60,000 bonus miles, which can significantly boost your travel rewards balance.

APR (Annual Percentage Rate)

The regular APR for the Delta SkyMiles Reserve Card is variable, currently ranging from 20.24% to 29.24%, depending on creditworthiness. It does not feature any introductory 0% APR offers, so its advisable to pay off the balance in full monthly to avoid interest charges.

Foreign Transaction Fees

A significant advantage of this card is that it does not charge foreign transaction fees. This makes it a great option for international travelers, allowing you to use your card overseas without incurring added costs.

Balance Transfer Options

Currently, the Delta SkyMiles Reserve American Express Card does not offer promotional balance transfer options. Any balance transfer performed will incur an associated fee based on the amount transferred, typically around 3% on each transfer.

Additional Fees

Aside from the annual fee, it is important to consider other potential fees associated with the card. These might include late payment fees up to $40 and a cash advance fee of either $10 or 5% of the amount of the cash advance, whichever is greater.

Card Benefits and Perks

One of the highlights of the Delta SkyMiles Reserve Card is its robust benefits package. This includes access to Delta Sky Club and Priority Boarding on Delta flights. Additionally, cardholders can earn a Companion Certificate each year upon renewal, allowing a companion to fly for just the cost of taxes and fees on round-trip flights within the U.S.

Customer Protections and Insurance

American Express provides several protections tailored to support cardholders. This includes a zero liability fraud protection policy, purchase protection on eligible items, and rental car insurance. This suite of benefits ensures peace of mind whether you’re traveling or making significant purchases.

Eligibility and Credit Score Requirements

To be eligible for the Delta SkyMiles Reserve American Express Card, applicants should generally have a good to excellent credit score, typically ranging from 700 to 850. Other factors include credit history and overall financial standing.

Introductory Offers

There are currently no introductory APR offers for the Delta SkyMiles Reserve Card. Bear in mind that maintaining a high credit utilization ratio could negatively impact your credit score, so it is recommended to pay off balances promptly.

Special Features or Unique Selling Points

One of the most distinctive features of this card is the ability to earn a $100 statement credit after you make a purchase in the first three months on an eligible Delta purchase. This card is particularly celebrated for its premium design and concierge services that assist cardholders with fulfilling travel needs.

How to Apply

Interested applicants can easily apply for the Delta SkyMiles Reserve American Express Card through the official website of American Express. The online application process is straightforward and typically yields quick approval. To get started, visit the UpCube.net. Don’t miss out on the opportunity to elevate your travel experience “