East West Bank Elite Visa Infinite: Comprehensive Overview

Introducing the East West Bank Elite Visa Infinite, a premium credit card offered by East West Bank, designed to cater to affluent customers seeking a blend of exclusive benefits and rewarding experiences. This Visa Infinite card stands out in the competitive market for its robust rewards program, exceptional customer service, and myriad travel benefits, making it a top choice for discerning cardholders.

1. Card Type

The East West Bank Elite Visa Infinite is classified as a travel rewards card. It targets individuals who frequently travel or make purchases in related categories, allowing them to maximize their rewards on everyday spending and travel expenditures.

2. Annual Fee

This card does come with an annual fee of $495. While this fee may seem steep, the benefits and rewards opportunities often justify the cost for frequent travelers and savvy spenders.

3. Rewards Program

The rewards structure of the East West Bank Elite Visa Infinite is appealing, offering 3 points per dollar spent on travel, 2 points on dining, and 1 point for all other purchases. Points can be redeemed for travel, merchandise, gift cards, or cash back, providing versatility and ensuring cardholders can use their rewards as they see fit.

4. Sign-Up Bonus

New cardholders can take advantage of an attractive sign-up bonus. Currently, upon spending $3,000 within the first three months of opening the account, cardholders are rewarded with 70,000 points, which can be redeemed for travel, shopping, or cash back equivalent to a significant value.

5. APR (Annual Percentage Rate)

The regular APR for the East West Bank Elite Visa Infinite ranges from 15.99% to 24.99%, depending on the applicant’s creditworthiness. Introductory APR offers may be available for balance transfers during the initial months after account opening, making it a viable option for individuals looking to consolidate existing credit card debt.

6. Foreign Transaction Fees

One of the standout perks of this card is that it waives foreign transaction fees, allowing cardholders to use their card while traveling abroad without incurring unnecessary charges.

7. Balance Transfer Options

The East West Bank Elite Visa Infinite offers competitive balance transfer options, including a promotional 0% APR on balance transfers for the first 12 months, helping users manage debt effectively without incurring interest during this introductory period.

8. Additional Fees

Additional fees associated with this card include a late payment fee of up to $39 and a cash advance fee of either 5% of the amount or $10, whichever is higher. Understanding these fees can help cardholders utilize the card strategically.

9. Card Benefits and Perks

The East West Bank Elite Visa Infinite offers a plethora of benefits, including travel insurance, access to exclusive airport lounges, and a personal concierge service available 24/7. Travelers can enjoy peace of mind, knowing they are covered with trip cancellation and interruption insurance, lost luggage reimbursement, and more.

10. Customer Protections and Insurance

This card emphasizes customer protection, featuring zero fraud liability for unauthorized charges, purchase protection that covers eligible items against damage or theft, and rental car insurance when the card is used to pay for the rental.

11. Eligibility and Credit Score Requirements

To qualify for the East West Bank Elite Visa Infinite, applicants generally require a credit score of 720 or higher. Financial health and credit history are also taken into account, making this card accessible primarily to those with excellent credit.

12. Introductory Offers

In addition to its promotional balance transfer APR, the card often features other introductory offers, such as bonus rewards for initial spending thresholds, creating additional incentive for new applicants to maximize their rewards right from the start.

13. Special Features or Unique Selling Points

Distinctive features of this card include complimentary hotel nights at select luxury hotels and personalized travel planning services through its concierge service, setting it apart from many competitors in the high-end credit card arena.

14. How to Apply

Interested applicants can easily apply for the East West Bank Elite Visa Infinite online, in-branch, or through an authorized representative. For more detailed information and to begin the application process, click the following link: UpCube.net for valuable information and tips. Ready to enhance your financial journey? Begin your application process here: