FirstBank Business Platinum Visa

Discover the FirstBank Business Platinum Visa: Your Comprehensive Business Credit Card Solution

The FirstBank Business Platinum Visa is a premier credit card issued by FirstBank, specially designed for business owners who seek a balance of rewards, benefits, and flexibility. Whether you are a small business owner or part of a larger enterprise, this card provides powerful features to help manage expenses and maximize profits. Explore the details below to see how it can enhance your business operations.

1. Card Type

The FirstBank Business Platinum Visa falls under the business credit card category, tailored specifically to meet the needs of business spending, offering features that corporate users will find particularly beneficial.

2. Annual Fee

This card comes with a reasonable annual fee of $0, allowing you to enjoy its benefits without worrying about extra costs eating into your profits.

3. Rewards Program

The FirstBank Business Platinum Visa boasts an enticing rewards program that allows cardholders to earn cashback on everyday purchases. Every dollar spent earns you 1.5% cashback, which can be redeemed for statement credits, gift cards, or direct deposits to your bank account. Bonus categories allow for even greater rewards on select business-related purchases, enhancing your earning potential.

4. Sign-Up Bonus

New cardholders have the opportunity to earn a lucrative welcome bonus of $250 after spending $3,000 in the first 3 months from account opening. This bonus offers a quick way to offset initial costs incurred when applying for the card.

5. APR (Annual Percentage Rate)

The card features a competitive regular APR of 15.99% to 24.99%, depending on creditworthiness. Additionally, it offers an introductory 0% APR on purchases for the first 12 months, allowing businesses to make necessary purchases without incurring interest charges during that period.

6. Foreign Transaction Fees

With the FirstBank Business Platinum Visa, enjoy the freedom to travel without facing unnecessary charges. There are no foreign transaction fees, making it an ideal choice for businesses with international dealings or employees who travel abroad.

7. Balance Transfer Options

This card provides flexibility with balance transfers, offering a 0% APR for the first 12 months on transferred balances. This feature can help businesses manage and consolidate debt effectively while incurring no interest costs for the initial year.

8. Additional Fees

While the FirstBank Business Platinum Visa is low on typical fees, it is important to note other fees that may apply, such as a late payment fee up to $39 and a cash advance fee of either $10 or 5%, whichever is greater. Awareness of these fees is crucial in maintaining your business’s financial health.

9. Card Benefits and Perks

Cardholders can take advantage of numerous benefits and perks, including travel insurance coverage, purchase protection, and discounts on employee cards. Additionally, the card often provides access to special business resources and tools for spending management.

10. Customer Protections and Insurance

The FirstBank Business Platinum Visa prioritizes customer protections such as zero fraud liability, making it safe to use. The card also includes purchase protection, which covers items against damage or theft, and automatic rental car insurance when you pay for your rental using the card.

11. Eligibility and Credit Score Requirements

To qualify for the FirstBank Business Platinum Visa, applicants are generally expected to have a credit score in the good to excellent range (700+). Businesses with substantial operations can inquire further to fully understand eligibility requirements.

12. Introductory Offers

The introductory offer provides 0% APR for 12 months on balance transfers and purchases, offering new cardholders a significant opportunity to manage cash flows effectively and invest in their business without immediate financial pressure.

13. Special Features or Unique Selling Points

What sets the FirstBank Business Platinum Visa apart is its focus on business-friendly features, including customizable employee cards, expense tracking tools, and access to a dedicated business customer service line. These enhancements simplify accounting and management tasks for business owners.

14. How to Apply

Applying for the FirstBank Business Platinum Visa is straightforward. Interested applicants can UpCube.net. Dont hesitate to secure your card today “