Frost Bank Platinum Travel Rewards Credit Card

The Frost Bank Platinum Travel Rewards credit card offers a plethora of benefits tailored for travelers and rewards enthusiasts alike. Issued by Frost Bank, this travel rewards card combines a competitive rewards program with attractive features, making it a compelling choice for both seasoned travelers and occasional jet-setters. Below, we will cover all the essential details you need to know about this exciting credit card.

Card Type

The Frost Bank Platinum Travel Rewards card is a travel rewards credit card. It is designed specifically for individuals who frequently travel and want to earn rewards that can be redeemed for travel-related expenses.

Annual Fee

One of the highlights of the Frost Bank Platinum Travel Rewards card is its no annual fee policy. This makes it an attractive option for those looking to maximize their rewards without incurring additional costs typically associated with premium credit cards.

Rewards Program

The rewards structure of the Frost Bank Platinum Travel Rewards card is particularly commendable. Cardholders earn 2 points per dollar spent on travel-related purchases such as flights, hotels, and car rentals. Additionally, you’ll earn 1 point per dollar spent on all other purchases. Points can be redeemed for travel expenses, statement credits, gift cards, or cash back, providing flexibility in how rewards can be utilized.

Sign-Up Bonus

New cardholders can look forward to an attractive sign-up bonus. Upon approval, you can earn 20,000 bonus points after spending $2,000 within the first three months of account opening. These bonus points can be redeemed for travel rewards, giving a boost to your earning potential right from the start.

APR (Annual Percentage Rate)

The Frost Bank Platinum Travel Rewards card features a regular APR of 14.99% to 22.99%, depending on the applicant’s creditworthiness. Additionally, new cardholders benefit from an introductory 0% APR on purchases for the first 12 months, offering a fantastic opportunity to finance travel-related expenses without incurring interest.

Foreign Transaction Fees

Traveling internationally? The Frost Bank Platinum Travel Rewards card charges no foreign transaction fees. This feature allows cardholders to use their card abroad without worrying about additional charges on foreign purchases.

Balance Transfer Options

The card does offer balance transfer options with a special promotional offer of 0% APR for the first 12 months on any balances transferred. This can be a great way to consolidate debt while avoiding interest for the duration of the promotional period.

Additional Fees

While the Frost Bank Platinum Travel Rewards card has no annual fee, it does come with typical fees associated with credit cards, including a late payment fee of up to $39 and a cash advance fee of either $10 or 5% of the transaction amount, whichever is higher. Its essential to manage payments and stay within your credit limits to avoid these charges.

Card Benefits and Perks

This credit card comes with numerous appealing benefits and perks. Cardholders enjoy free access to travel accident insurance, trip cancellation insurance, and even lost luggage reimbursement. Additionally, the card includes access to airport lounges and concierge services, making your travel experience more enjoyable.

Customer Protections and Insurance

Frost Bank prioritizes customer security, offering robust protection measures including $0 fraud liability, which means cardholders won’t be responsible for unauthorized transactions. Other protections include purchase protection for items purchased with the card and rental car insurance for vehicles rented abroad.

Eligibility and Credit Score Requirements

To apply for the Frost Bank Platinum Travel Rewards card, applicants typically need a credit score of 650 or higher. Individuals with better credit scores may secure higher credit limits and more favorable terms.

Introductory Offers

As previously mentioned, one of the attractive introductory offers includes 0% APR on purchases for the first 12 months and a 0% APR on balance transfers during the same period. This feature allows users to effectively manage their expenses and debt during the initial phase of card usage.

Special Features or Unique Selling Points

What sets the Frost Bank Platinum Travel Rewards card apart is its flexibility in rewards redemption. The platform allows for an easy transfer of points to various airline and hotel loyalty programs, providing cardholders with even more options to maximize their rewards. Furthermore, the card’s comprehensive insurance coverage is valuable for frequent travelers.

How to Apply

Interested in the Frost Bank Platinum Travel Rewards card? You can apply easily online through Frost Banks website. Visit their official page for detailed information and the application process: UpCube.net.