Hyatt World Visa Platinum Credit Card: An In-Depth Overview

The Hyatt World Visa Platinum credit card, issued by Chase, is a travel rewards card designed for those who frequently stay at Hyatt properties and enjoy the benefits of loyalty programs. This card is particularly appealing to travelers looking for robust rewards, low fees, and exclusive perks, making it an excellent choice for both casual travelers and Hyatt enthusiasts.

Card Type

The Hyatt World Visa Platinum is a co-branded travel rewards credit card. This means it is tailored specifically for members of the World of Hyatt loyalty program, allowing cardholders to maximize their benefits when staying at Hyatt hotels and resorts.

Annual Fee

One of the most attractive features of the Hyatt World Visa Platinum card is that it comes with no annual fee. This allows cardholders to enjoy the rewards and benefits without worrying about the cost of keeping the card in their wallet.

Rewards Program

The rewards structure of the Hyatt World Visa Platinum card is designed to benefit frequent travelers. Cardholders earn:

• 4 points per $1 spent on Hyatt purchases
• 2 points per $1 spent on dining and travel
• 1 point per $1 spent on all other purchases

Rewards can be redeemed for free nights, room upgrades, and experiences at Hyatt properties, providing significant value to frequent guests.

Sign-Up Bonus

The card offers a compelling sign-up bonus. New cardholders can earn up to 60,000 bonus points after spending $6,000 in the first 6 months from account opening. This bonus can be redeemed for several nights at Hyatt hotels, depending on the category of the property.

APR (Annual Percentage Rate)

The standard APR for purchases is variable and is based on the cardholder’s creditworthiness. Typically, the APR ranges from 15.99% to 22.99%. Additionally, there may be a 0% introductory APR offer for balance transfers for the first 12 months, making it an advantageous option for those looking to consolidate debt.

Foreign Transaction Fees

Travelers will appreciate that the Hyatt World Visa Platinum card does not charge foreign transaction fees. This makes it a great option for international travel, allowing cardholders to make purchases abroad without incurring extra charges.

Balance Transfer Options

For those looking to transfer balances, the Hyatt World Visa Platinum card offers a promotional balance transfer rate of 0% APR for the first 12 months, providing cardholders an opportunity to save money on interest. After this period, the standard APR will apply.

Additional Fees

While there is no annual fee, cardholders should be aware of potential additional fees, including:

• Late Payment Fee: Up to $40
• Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

Card Benefits and Perks

The Hyatt World Visa Platinum card offers a suite of benefits, including:

• Travel Insurance: Comprehensive travel insurance that covers trip cancellations.
• Concierge Services: 24/7 access to concierge services for travel and lifestyle needs.
• Airport Lounge Access: Access to select airport lounges, enhancing the travel experience.

These perks add significant value and convenience for frequent travelers.

Customer Protections and Insurance

Cardholders benefit from robust customer protections, such as:

• Fraud Liability: Zero liability for unauthorized transactions.
• Purchase Protection: Coverage for eligible purchases against theft or damage for a limited time.
• Rental Car Insurance: Collision damage waiver when renting a vehicle.

Eligibility and Credit Score Requirements

The Hyatt World Visa Platinum card typically requires good to excellent credit for approval, which usually means a credit score of 700 or higher. Applicants should also meet other basic eligibility criteria, including age and residency requirements.

Introductory Offers

As previously mentioned, the card features an introductory 0% APR for balance transfers over the first 12 months, a significant advantage for those looking to pay down existing credit card debt.

Special Features or Unique Selling Points

This card offers unique features, including the ability to earn free nights at Hyatt hotels through accumulating points, as well as exclusive discounts on hotel bookings and experiences tailored to cardholders, elevating the overall travel experience.

How to Apply

Interested individuals can easily apply for the Hyatt World Visa Platinum card online or at selected Chase branches. For a direct application link, visit the official site at UpCube.net for valuable insights.

Apply today to begin enjoying the benefits of the Hyatt World Visa Platinum credit card and take your travel rewards to new heights! Visit