InterContinental Ambassador Card

InterContinental Ambassador Card: A Comprehensive Overview

The InterContinental Ambassador Card is issued by InterContinental Hotels Group (IHG), designed for loyal patrons seeking exceptional travel rewards and hotel incentives. This credit card combines various benefits, tailored specifically for travelers and those seeking luxury experiences, making it one of the top choices for frequent hotel guests.

Card Type

This card falls under the category of a travel rewards credit card, aimed primarily at those who frequently stay at IHG hotels and resorts, providing ample opportunities for earning and redeeming rewards for travel-related purchases.

Annual Fee

The InterContinental Ambassador Card comes with an annual fee of $200. This fee grants access to exclusive rewards and services that can easily outweigh the cost for frequent travelers.

Rewards Program

The card features an attractive rewards program that enables cardholders to earn points on every purchase. Members earn:

• 5 points per dollar spent at IHG hotels.
• 2 points per dollar spent on dining and entertainment.
• 1 point per dollar spent on all other purchases.

Additionally, IHG rewards points can be redeemed for free nights at IHG properties, gift cards, or even experiences through the Rewards site. This flexibility makes it a popular choice for savvy travelers looking to maximize their benefits.

Sign-Up Bonus

New members of the InterContinental Ambassador Card can benefit from an enticing welcome bonus. Upon spending $3,000 in the first three months of account opening, cardholders can earn up to 80,000 bonus points, enough for several free nights at participating IHG hotels.

APR (Annual Percentage Rate)

The standard APR for purchases is set at an attractive 15.99% variable rate. Furthermore, there may be introductory offers, such as a 0% APR for the first 12 months on new purchases, providing a favorable opportunity for those looking to manage their expenses wisely.

Foreign Transaction Fees

Cardholders will be pleased to note that the InterContinental Ambassador Card does not charge foreign transaction fees, making it an ideal choice for international travelers looking to make purchases abroad without additional costs.

Balance Transfer Options

Currently, the card offers no promotional balance transfer options, which could be a consideration for those looking to consolidate higher-interest debts. Regular balance transfer fees may apply.

Additional Fees

Aside from the annual fee, cardholders should be aware of several additional fees that may apply:

• Late payment fees can reach up to $39.
• Cash advances come with a fee of $10 or 5% of the amount, whichever is higher.

Card Benefits and Perks

The perks associated with the InterContinental Ambassador Card significantly enhance the cardholder experience. Key benefits include:

• Complimentary Wi-Fi at IHG hotels.
• Complimentary room upgrades when available.
• Access to exclusive member rates and special promotions.
• Concierge services for assistance with travel planning.

Customer Protections and Insurance

This credit card comes with essential customer protections, including:

• No liability for unauthorized purchases, keeping cardholders secure from fraud.
• Purchase protection that covers stolen or damaged items for up to 90 days.
• Rental car insurance that provides coverage when renting vehicles for travel.

Eligibility and Credit Score Requirements

Applicants typically require a good to excellent credit score for approval. A score of 700 or higher is recommended to acquire this premium credit card successfully.

Introductory Offers

In addition to the above benefits, new cardholders can maximize their savings with introductory offers, such as a 0% introductory APR for the first year, allowing for more flexible spending without accruing interest.

Special Features or Unique Selling Points

The InterContinental Ambassador Card stands out with its unique free nights at hotels feature, rewarding cardholders with complimentary stay credits based on their spending, making it an exceptionally valuable card for frequent travelers.

How to Apply

Prospective cardholders can easily apply for the InterContinental Ambassador Card by visiting the UpCube.net for more financial insights, and to get started, click here to