Jumeirah Hotels Platinum Mastercard: A Comprehensive Guide to Travel Rewards

The Jumeirah Hotels Platinum Mastercard, issued by Jumeirah Hotels, is a premier travel rewards credit card designed for discerning travelers who frequently stay at luxurious destinations and seek out exclusive benefits. This co-branded card not only offers an impressive rewards program but also provides unique perks that cater to frequent travelers, making it an excellent choice for those who are passionate about luxury travel and hospitality.

Card Type

The Jumeirah Hotels Platinum Mastercard is a co-branded travel rewards card. It is tailored specifically for customers who prefer the Jumeirah Hotels brand, offering exclusive access and benefits that enhance their stays.

Annual Fee

This card comes with an annual fee of $150. While this fee may seem high, the extensive benefits and rewards associated with the card can easily outweigh this cost for frequent travelers.

Rewards Program

The rewards program is structured to provide a robust earning potential for cardholders. Users earn 3 Jumeirah Rewards Points for every dollar spent on hotel stays and dining at Jumeirah properties, and 1 point for all other purchases. Points can be redeemed for exclusive hotel stays, dining experiences, and other luxury amenities at Jumeirah establishments or converted to frequent flyer miles with various airline partners, ensuring versatility for travelers.

Sign-Up Bonus

New customers can benefit from a welcome bonus of 50,000 points after spending $3,000 within the first three months of account opening. This bonus points offer can significantly offset the cost of a luxurious stay or experience at any Jumeirah property.

APR (Annual Percentage Rate)

The Jumeirah Hotels Platinum Mastercard has a variable APR of 15.99% to 22.99% depending on creditworthiness. Currently, there is an attractive introductory APR of 0% for the first 12 months on purchases, making it a suitable option for those looking to make large purchases at a lower interest rate initially.

Foreign Transaction Fees

This card is ideal for international travelers as it charges no foreign transaction fees. This feature allows cardholders to use their card abroad without worrying about additional costs, which can add up significantly over time.

Balance Transfer Options

Cardholders can take advantage of balance transfer options with a special introductory offer of 0% APR for the first 12 months. However, be aware that a balance transfer fee of 3% applies. This can be beneficial for those looking to consolidate high-interest credit card debt.

Additional Fees

Other important fees include a cash advance fee of either $10 or 5% of the transaction amount, whichever is higher, and a late payment fee of up to $39 for missed payments. It’s essential for cardholders to be aware of these fees to avoid incurring unexpected costs.

Card Benefits and Perks

The Jumeirah Hotels Platinum Mastercard is packed with valuable travel benefits. Cardholders enjoy complimentary travel insurance, including trip cancellation and interruption coverage. Additionally, users can access premium concierge services for personalized travel arrangements and assistance. The card also provides airport lounge access, enhancing the travel experience before the flight.

Customer Protections and Insurance

Cardholders can rest assured knowing they are protected with various customer protections. The card offers $0 fraud liability, purchase protection against theft or damage for eligible items, and rental car insurance when using the card to pay for the rental.

Eligibility and Credit Score Requirements

To apply for the Jumeirah Hotels Platinum Mastercard, applicants should generally possess a good to excellent credit score, typically in the range of 700 or higher. Meeting this credit score requirement increases the chances of approval and may result in better terms for the cardholder.

Introductory Offers

The card features a 0% introductory APR on purchases and balance transfers for the first 12 months. This offer allows cardholders to make substantial purchases or balance transfers without accruing interest during the introductory period.

Special Features or Unique Selling Points

One of the standout features of the Jumeirah Hotels Platinum Mastercard is the ability to earn free nights at Jumeirah properties after reaching specific points thresholds. Additionally, cardholders often receive exclusive invitations to Jumeirah events and private dining experiences, which adds to the card’s allure.

How to Apply

Applying for the Jumeirah Hotels Platinum Mastercard is simple. Prospective cardholders can apply online through the UpCube.net and apply for your Jumeirah Hotels Platinum Mastercard