Loews Hotels Platinum Rewards Visa: Your Gateway to Travel Rewards

The Loews Hotels Platinum Rewards Visa is a co-branded credit card issued by Chase, specifically designed for travelers and loyalty program enthusiasts. This premium credit card offers a collection of benefits tailored for frequent visitors of Loews Hotels, making it a standout option in the realm of travel rewards credit cards.

Card Type

As a co-branded travel rewards card, the Loews Hotels Platinum Rewards Visa not only provides benefits associated specifically with Loews Hotels but also maximizes travel reward points that can be accrued and redeemed for various travel-related expenses.

Annual Fee

This card comes with an annual fee of $75. While some may consider this fee a downside, the extensive rewards program and various perks can easily offset the cost for dedicated users.

Rewards Program

The rewards structure of the Loews Hotels Platinum Rewards Visa is competitive, allowing cardholders to earn points on every purchase. Members earn:

• 5 points per $1 spent on eligible Loews Hotels purchases.
• 3 points per $1 spent on dining and travel.
• 1 point per $1 spent on all other purchases.

Points can be redeemed for free nights at Loews Hotels, merchandise, gift cards, or even travel experiences, making this card an excellent option for those who frequently stay at Loews properties.

Sign-Up Bonus

New cardholders can take advantage of a generous sign-up bonus of 25,000 points after spending $1,000 in the first three months. This bonus is valuable for anyone looking to kickstart their rewards earnings and can potentially cover a couple of hotel nights at Loews.

APR (Annual Percentage Rate)

The standard APR for the Loews Hotels Platinum Rewards Visa is currently set at 15.99% to 24.99%, depending on creditworthiness. Additionally, there may be a promotional offer of 0% APR for the first 12 months on purchases, providing flexibility for those looking to make larger travel expenses.

Foreign Transaction Fees

Travelers rejoice! The Loews Hotels Platinum Rewards Visa does not charge any foreign transaction fees, making it an ideal companion for international travel.

Balance Transfer Options

For those carrying balances from other high-interest credit cards, this card offers an attractive 0% APR on balance transfers for the first 12 months. This feature can help ease the burden of debt, with a balance transfer fee of 3% applicable.

Additional Fees

Beyond the annual fee, cardholders should be aware of other important fees, including:

• Late payment fee: Up to $39.
• Cash advance fee: Either 5% of the transaction or $10, whichever is greater.

Card Benefits and Perks

Owning the Loews Hotels Platinum Rewards Visa comes with a variety of benefits designed to enhance your travel experience, including:

• Travel Insurance: Automatic coverage for trip cancellations and interruptions.
• Concierge Service: Personalized assistance for travel plans, dining reservations, and more.
• Discounts: Access exclusive member-only discounts at Loews Hotels.

Customer Protections and Insurance

Cardholders can enjoy a range of customer protections, such as:

• Fraud Liability: Zero liability for unauthorized purchases.
• Purchase Protection: Coverage against theft or damage for eligible purchases.
• Rental Car Insurance: Coverage for rental car damage or theft when using the card to pay.

Eligibility and Credit Score Requirements

To qualify for the Loews Hotels Platinum Rewards Visa, applicants should ideally have a credit score in the range of 700 to 850. Higher credit scores will not only enhance the chances of approval but may also come with more favorable APR rates.

Introductory Offers

This credit card includes a remarkable introductory offer of 0% APR on both new purchases and balance transfers for the first 12 months, allowing for flexibility in managing spending during this period.

Special Features or Unique Selling Points

The Loews Hotels Platinum Rewards Visa is distinguished by its numerous exclusive features, including:

• Complimentary room upgrades: Eligible cardholders might receive free upgrades during stays at Loews properties, subject to availability.
• Priority Check-In: Enjoy expedited check-in service when staying at any Loews Hotels.

How to Apply

Applying for the Loews Hotels Platinum Rewards Visa is straightforward. Potential applicants can visit the ‘>Official Website. For insightful financial tips and resources, visit UpCube.net.