Air France KLM Flying Blue Visa: An In-Depth Review

The Air France KLM Flying Blue Visa is a premier travel rewards credit card designed for avid travelers who frequently fly with Air France and KLM. Issued by a trusted financial institution, this card combines a robust rewards program with appealing travel benefits, making it an excellent choice for those who seek to earn points while enjoying exclusive perks.

Card Type

This card is a co-branded travel rewards credit card. It specifically caters to individuals who love to travel and want to maximize their earnings through flight bookings and other travel-related expenses.

Annual Fee

The Air France KLM Flying Blue Visa does carry an annual fee of $89. While this fee may seem significant initially, it can be offset by the travel rewards and benefits provided over the course of the year.

Rewards Program

Cardholders earn Flying Blue Miles for every dollar spent. Typically, users receive 2 miles per dollar spent on Air France and KLM purchases, and 1 mile per dollar spent on all other purchases. This structure encourages cardholders to use their card not just while traveling, but also for everyday expenses. Miles can be redeemed for a variety of rewards, including free flights, seat upgrades, and even hotel stays, offering substantial flexibility for travel enthusiasts.

Sign-Up Bonus

The card often features an attractive sign-up bonus. New applicants can earn up to 50,000 bonus miles after spending $2,000 within the first three months of account opening. This substantial upfront reward can significantly jumpstart your travel plans.

APR (Annual Percentage Rate)

The regular APR for the Air France KLM Flying Blue Visa is 18.99%. There is an introductory offer of 0% APR for the first 12 months on purchases, allowing you to save on interest while making big purchases. After the introductory period, the APR reverts to the standard rate.

Foreign Transaction Fees

One of the many benefits of this card is that it does not charge foreign transaction fees. This makes the card an ideal option for international travelers who want to avoid extra costs while making purchases abroad.

Balance Transfer Options

Cardholders may take advantage of balance transfer options, which often involve promotional periods like 0% APR for the first 12 months. This can help manage existing debt, but be mindful of any associated balance transfer fees that may apply.

Additional Fees

Additional fees include late payment fees up to $40 and cash advance fees, which range from 3% of the transaction amount to a minimum of $10. Being aware of these fees is vital for effective financial management.

Card Benefits and Perks

The Air France KLM Flying Blue Visa offers an array of valuable benefits, such as complimentary travel insurance, car rental insurance, and access to exclusive offers on hotels and travel experiences. Cardholders gain access to airport lounges worldwide, offering a comfortable start and end to any journey.

Customer Protections and Insurance

In terms of customer protections, the card provides zero fraud liability, protecting cardholders from unauthorized transactions. Furthermore, it includes purchase protection and extended warranty benefits for eligible purchases, ensuring peace of mind while shopping.

Eligibility and Credit Score Requirements

To apply successfully for the Air France KLM Flying Blue Visa, applicants should ideally possess a credit score of 700 or higher. This ensures you meet the necessary financial criteria for approval. Additional factors, such as income and credit history, may also be considered during the approval process.

Introductory Offers

As previously mentioned, there is a 0% APR introductory offer for the first 12 months on purchases. This is an excellent opportunity to finance larger purchases without accruing interest, providing further incentive to new cardholders.

Special Features or Unique Selling Points

One unique feature of the Air France KLM Flying Blue Visa is its ability to earn miles which can be pooled with your partner or family members, enhancing the likelihood of reaching flight rewards quicker. This collaborative feature sets it apart from many other travel cards.

How to Apply

Applying for the Air France KLM Flying Blue Visa is straightforward. Interested individuals can easily submit an application online. For more details and to start your application, visit the ‘>Official Website or check out UpCube.net for more financial insights.