Amazon Prime Rewards Visa: Your Ultimate Cashback Credit Card

The Amazon Prime Rewards Visa, issued by Chase, is an exceptional co-branded credit card that offers an extensive range of benefits tailored for Amazon Prime members. Whether you’re a frequent Amazon shopper or simply looking to maximize your cashback rewards, this card has something to offer for everyone. Below, we’ll take an in-depth look at the features that make this card stand out.

Annual Fee

One of the compelling features of the Amazon Prime Rewards Visa is its no annual fee structure, making it an attractive option for cardholders who want to enjoy rewards without any extra costs. However, be aware that you must maintain an active Amazon Prime membership to qualify for the card’s benefits.

Rewards Program

The rewards program is where the Amazon Prime Rewards Visa truly shines. Cardholders earn:

• 5% cashback on purchases made on Amazon.com and at Whole Foods Market.
• 2% cashback at restaurants, gas stations, and drugstores.
• 1% cashback on all other purchases.

Plus, rewards can be redeemed as cashback towards your statement, Amazon gift cards, or even as travel credits. The flexibility in redemption options makes this card highly appealing for continuously earning on your purchases.

Sign-Up Bonus

New cardholders have the opportunity to receive a $150 Amazon gift card after making a purchase within the first 3 months of account opening, making it easier to start enjoying your benefits right away. This incentive serves as a compelling way to encourage new members to take full advantage of their card’s perks.

APR (Annual Percentage Rate)

The regular APR for purchases is variable, starting at 15.99% to 23.74% based on creditworthiness. There are no introductory APR offers currently available. Its crucial to manage your payments responsibly to avoid high interest expenses.

Foreign Transaction Fees

For those who travel abroad, the Amazon Prime Rewards Visa comes with no foreign transaction fees. This feature allows you to use your card internationally without worrying about additional charges, making it a great option for travelers.

Balance Transfer Options

While this card doesnt offer special balance transfer promotions like 0% APR, cardholders can initiate balance transfers at the standard variable APR. It’s advisable to check the terms directly while applying.

Additional Fees

The card may come with other fees, including:

• Late Payment Fee: Up to $40
• Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater

Understanding these fees helps you avoid unnecessary charges.

Card Benefits and Perks

This card isnt just about cashback; it also offers robust benefits, such as:

• Travel and Emergency Assistance: Access to a 24-hour hotline offering assistance while traveling.
• Extended Warranty Coverage: Eligible purchases can enjoy up to an additional year of warranty.
• Travel Insurance: Includes protection while renting vehicles and a comprehensive travel accident insurance.

These benefits enhance your travel experience and safeguard your purchases.

Customer Protections and Insurance

The Amazon Prime Rewards Visa includes notable protections:

• Fraud Liability Protection: You won’t be held responsible for unauthorized purchases.
• Purchase Protection: Covers you against theft and damage for eligible purchases within 120 days.

These safeguards provide peace of mind for cardholders.

Eligibility and Credit Score Requirements

To qualify, applicants should ideally have a credit score of good to excellent (typically a score of 700 or higher). Chase reviews credit history and other factors in determining eligibility, ensuring competitive approval rates.

Introductory Offers

While there are no special introductory APR offers, the immediate benefits from the sign-up bonus and cashback structure can offset the need for such promotions.

Special Features or Unique Selling Points

Other than earning cashback, cardholders can enjoy exclusive promotions on Amazon Prime Days and special pricing on select events. Additionally, the integration with Amazon services adds convenience for members.

How to Apply

Applying for the Amazon Prime Rewards Visa is straightforward. Interested individuals can visit the UpCube.net.

For direct access to the application process, check here: