APR (Annual Percentage Rate)

The regular APR for the Delta SkyMiles Gold American Express Card is variable and ranges between 20.24% to 29.24% based on creditworthiness. An introductory offer might include a 0% APR for balance transfers for the first 12 months, although it’s essential to review the terms as they apply to new cardholders.

Foreign Transaction Fees

Travelers will appreciate that this card does not charge foreign transaction fees, allowing them to make purchases internationally without incurring additional costs, enhancing its appeal for globetrotters.

Balance Transfer Options

The card offers options for balance transfers, potentially including a 0% APR promotion for the first 12 months. This could be beneficial for those looking to manage existing credit card debt efficiently.

Additional Fees

Cardholders should be mindful of other important fees including late payment fees of up to $40, cash advance fees, and returned payment fees, which can add up if not managed properly.

Card Benefits and Perks

The Delta SkyMiles Gold American Express Card boasts numerous benefits, such as:

• Travel Insurance: Coverage for trip cancellations and interruptions.
• Concierge Services: 24/7 personal concierge services to assist with various needs.
• Priority Boarding: Enjoy early boarding privileges on Delta flights.
• Access to Delta Sky Clubs: Access with a fee or certain spending thresholds.

Customer Protections and Insurance

Cardholders are covered by a variety of customer protections, including:

• Fraud Liability Protection: You are not responsible for unauthorized charges.
• Purchase Protection: Safeguards new purchases against damage or theft.
• Rental Car Insurance: Coverage for damage or theft of rental cars when you use your card.

Eligibility and Credit Score Requirements

The Delta SkyMiles Gold American Express Card is typically available for individuals with a credit score of 660 and above. This reflects a good credit rating, which is necessary for approval.

Introductory Offers

As mentioned, there is a 0% APR introductory offer on balance transfers for the first 12 months, which is an enticing feature for those looking to consolidate debt without incurring interests upfront.

Special Features or Unique Selling Points

One of the unique selling points of this card is its miles earning potential specifically geared towards Delta customers, plus the ability to earn miles on everyday purchases like groceries and dining, making it accessible for earning rewards outside of travel.

How to Apply

Applying for the Delta SkyMiles Gold American Express Card is straightforward. Interested applicants can apply online by visiting the ‘>apply here. For further financial insights, visit UpCube.net.