Explore the Cost Plus World Market Mastercard

The Cost Plus World Market Mastercard is a co-branded credit card issued by World Market in partnership with a reputable financial institution. The card is designed for shoppers who frequently visit Cost Plus World Market and wish to earn rewards on their purchases while enjoying a host of valuable benefits and features.

Card Type

This card is categorized as a co-branded rewards card, specifically tailored for loyal customers of Cost Plus World Market. It offers an attractive rewards structure that encourages members to earn points on their everyday spending, especially at World Market stores.

Annual Fee

One of the appealing aspects of the Cost Plus World Market Mastercard is that it comes with no annual fee. This makes it an attractive option for consumers looking to maximize their spending power without incurring additional costs.

Rewards Program

The rewards program for the Cost Plus World Market Mastercard is structured to provide cardholders with earnings on every dollar spent. Customers earn 5% back in rewards for eligible purchases made at Cost Plus World Market and 1% back on all non-World Market purchases. Rewards can be redeemed for future purchases at World Market stores or through their online platform, allowing for flexible and convenient redemption options.

Sign-Up Bonus

Upon approval, new cardholders can take advantage of a generous welcome bonus. For instance, after spending a specific amount within the first three months of account opening, customers can earn an additional bonus of $20 in rewards. This offer provides an excellent incentive for new members to start shopping right away.

APR (Annual Percentage Rate)

The standard APR for purchases on the Cost Plus World Market Mastercard is variable between 15.24% to 24.24%, depending on the cardholders creditworthiness. Additionally, there may be an introductory 0% APR offer for the first 12 months on balance transfers, making it a favorable option for those looking to consolidate debt.

Foreign Transaction Fees

The card does not charge foreign transaction fees, making it a suitable choice for any travelers who regularly make purchases overseas. This feature allows cardholders to utilize their card internationally without incurring additional costs.

Balance Transfer Options

Cardholders looking to transfer high-interest balances can benefit from the introductory 0% APR on balance transfers for the first 12 months. This feature can help customers pay down debt without the added burden of interest during that introductory period.

Additional Fees

While the Cost Plus World Market Mastercard boasts many favorable features, its essential to be aware of additional fees that may apply. This includes late payment fees, which may range up to $39; cash advance fees of either $10 or 5% of the amount, whichever is greater; and returned payment fees similar to late fees.

Card Benefits and Perks

The card offers several valuable benefits and perks. Cardholders may enjoy features such as travel accident insurance, as well as discounts and promotions that are exclusive to Mastercard users. Program members frequently benefit from special sales promotions at Cost Plus World Market, further enhancing their shopping experience.

Customer Protections and Insurance

Security is a top priority with the Cost Plus World Market Mastercard. The card provides cardholders with zero liability fraud protection, ensuring that unauthorized purchases are not the responsibility of the user. Other protections may include purchase protection and extended warranty coverage, contributing to peace of mind for cardholders.

Eligibility and Credit Score Requirements

Applicants should typically possess a credit score ranging from good to excellent, generally between 660 and 850. This card is best suited for individuals who have established credit and meet the necessary criteria for approval.

Introductory Offers

Besides the attractive balance transfer APR, new cardholders may also benefit from a 0% APR introductory offer on purchases for the first 12 months, further emphasizing the cards value for those who may wish to make larger purchases upfront.

Special Features and Unique Selling Points

The uniqueness of the Cost Plus World Market Mastercard lies not only in its rewards structure but also in its quintessential branding tied to the spirit of global exploration and discovery. Cardholders may also enjoy exclusive access to promotional events and special discounts, enhancing the overall customer experience.

How to Apply

Applying for the Cost Plus World Market Mastercard is simple and straightforward. Customers can fill out the application online through the ‘>Official Website.

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