First Tech Choice Rewards World Mastercard – Earn rewards with points or cashback options.

First Tech Choice Rewards World Mastercard – Earn rewards with points or cashback options.

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First Tech Choice Rewards World Mastercard “ Earn Rewards with Points or Cashback Options

The First Tech Choice Rewards World Mastercard is a versatile credit card issued by First Tech Federal Credit Union, designed to meet the needs of a broad audience, including cashback enthusiasts and rewards seekers alike. With its flexible rewards structure, transparent fees, and premium benefits, this credit card stands as a competitive option in todays market.

Card Type

This card falls under the category of rewards credit cards, providing users the opportunity to earn points or cashback on their everyday purchases. It aims to cater to individuals looking to maximize their rewards without being tied to a specific redemption method, making it a preferred choice for both casual and strategic spenders.

Annual Fee

The First Tech Choice Rewards World Mastercard does not carry an annual fee, making it an attractive option for those who are keen on avoiding extra costs while earning rewards. This feature is particularly appealing in the realm of credit cards, where many competitors impose significant yearly fees.

Rewards Program

The rewards program is a highlight of this card. Cardholders can earn points on every purchase, with bonus points offered in specific categories such as dining, travel, and gas. Points can be redeemed for cashback or travel rewards, providing flexibility for the user. This dual redemption option means that you can choose to either enhance your travel experience or receive direct financial benefits through cashback.

Sign-Up Bonus

APR (Annual Percentage Rate)

First Tech Choice Rewards World Mastercard is competitive, typically around 15.99% to 21.99%, depending on the applicant’s creditworthiness. Furthermore, an introductory APR offer may be available for new applicants, providing a 0% rate on purchases for a limited time, which is ideal for those planning to make significant purchases soon after approval.

Foreign Transaction Fees

This card stands out by not charging foreign transaction fees. This allows travelers to use their card internationally without worrying about additional costs, making it a practical choice for those who frequently enjoy globetrotting.

Balance Transfer Options

The First Tech Choice Rewards World Mastercard offers special balance transfer options that can simplify debt management. Potential applicants can benefit from promotional periods featuring 0% APR on balance transfers for a fixed duration, commonly 12 months, ensuring that you can pay down high-interest debt without accruing additional interest during this time.

Additional Fees

Card Benefits and Perks

Customer Protections and Insurance

First Tech Choice Rewards World Mastercard offers robust customer protections, including fraud liability coverage, ensuring that cardholders are not held responsible for unauthorized transactions. Furthermore, purchase protection safeguards items bought with the card against theft or accidental damage, while rental car insurance provides peace of mind during travels.

Eligibility and Credit Score Requirements

Introductory Offers

Special Features or Unique Selling Points

First Tech Choice Rewards World Mastercard apart from its competitors is its incredible flexibility in rewards redemption. Users can opt for either points or cashback, an uncommon offering in the world of rewards cards. This adaptability enables cardholders to tailor their rewards to fit their lifestyle and preferences.

How to Apply

First Tech Choice Rewards World Mastercard is straightforward. Prospective cardholders can complete their applications online by visiting the ‘>Apply Here.

For further financial insights and credit card comparisons, check out UpCube.net.

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