Hawaiian Airlines Visa Signature Credit Card: A Comprehensive Overview

The Hawaiian Airlines Visa Signature credit card, issued by Barclays, is a travel rewards credit card designed for enthusiasts of air travel, particularly to and from the beautiful Hawaiian islands. This card offers various benefits tailored to those who frequently fly Hawaiian Airlines, making it a compelling choice for dedicated travelers.

Card Type

This card is classified as a co-branded travel rewards credit card. Its structure and benefits cater primarily to frequent flyers, primarily those who travel between the mainland United States and Hawaii.

Annual Fee

The Hawaiian Airlines Visa Signature card comes with an annual fee of $99. While some cardholders might find this fee modest considering the travel incentives provided, it’s essential to evaluate your travel patterns to determine if the card justifies its cost.

Rewards Program

The rewards structure of this card is one of its most attractive features. Cardholders earn:

• 2 miles for each $1 spent on Hawaiian Airlines purchases.
• 2 miles for each $1 spent on dining at restaurants.
• 1 mile for each $1 spent on all other purchases.

Additionally, miles earned can be redeemed for flights, seat upgrades, and other travel-related expenses through Hawaiian Airlines’ partners, enhancing flexibility in planning future trips.

Sign-Up Bonus

New cardholders have the opportunity to earn a lucrative welcome bonus of 60,000 bonus miles after spending $3,000 on purchases within the first 90 days from account opening. This bonus can contribute significantly towards a round-trip flight to Hawaii, making it a valuable perk for new applicants.

APR (Annual Percentage Rate)

The Hawaiian Airlines Visa Signature card offers a variable APR ranging from 15.24% to 24.24% based on your creditworthiness. It’s essential to assess your spending habits to avoid high-interest charges, especially if you plan to carry a balance.

Foreign Transaction Fees

This card does not charge foreign transaction fees, making it an excellent choice for international travelers who want to avoid additional charges when making purchases abroad.

Balance Transfer Options

Current offerings include a balance transfer option with a 0% introductory APR for the first 12 months, applicable to balance transfers made within the first 60 days of account opening. There’s a balance transfer fee of either $5 or 3% of the amount transferred (whichever is greater).

Additional Fees

Aside from the annual fee, there are several important fees to be aware of, including:

• Late Payment Fee: Up to $40.
• Cash Advance Fee: Either $10 or 5% of the cash advance amount (whichever is greater).

Card Benefits and Perks

The Hawaiian Airlines Visa Signature card offers a range of valuable benefits, including:

• Travel Accident Insurance: Up to $500,000 in coverage for accidental death or dismemberment while traveling.
• Concierge Service: Access to a dedicated concierge team to assist with travel bookings, dining reservations, and more.
• Access to Airport Lounges: Complimentary access to Hawaiian Airlines’ lounges.

Customer Protections and Insurance

This card includes robust customer protections, such as:

• Fraud Liability: Zero liability on unauthorized purchases.
• Purchase Protection: Coverage for eligible purchases against theft or accidental damage.
• Rental Car Insurance: Coverage for collision damage when renting a vehicle using the card.

Eligibility and Credit Score Requirements

To be considered for the Hawaiian Airlines Visa Signature card, applicants should have a credit score in the range of 700 or higher. This requirement indicates that the card is typically offered to individuals with good to excellent credit scores.

Introductory Offers

In addition to the sign-up bonus, the card features an introductory offer of 0% APR for the first 12 months on balance transfers made in the first 60 days — an attractive offer for those looking to manage existing credit card debt more effectively.

Special Features or Unique Selling Points

Unique to this card is its ability to earn Hawaiian Airlines miles on some of the most frequently used categories, such as dining and Hawaiian travel. Additionally, cardholders can take advantage of the annual free checked bag benefit for travel booked on Hawaiian Airlines, adding significant value for regular travelers.

How to Apply

Applying for the Hawaiian Airlines Visa Signature card is a straightforward process. Interested applicants can visit the ‘>Official Website for more information and to start your journey.