Hilton Honors Aspire Card from American Express

The Hilton Honors Aspire Card from American Express is the ultimate travel rewards credit card designed specifically for frequent travelers and Hilton enthusiasts. Issued by American Express, this premium card offers a range of benefits that can enhance your travel experiences while providing substantial rewards on your spending.

Card Type

This is a co-branded travel credit card, making it the ideal choice for those who frequently stay at Hilton hotels. Its unique rewards structure caters to travelers, offering them various benefits that ensure a luxurious and rewarding travel experience.

Annual Fee

The Hilton Honors Aspire Card comes with an annual fee of $450. While this might seem steep, the extensive range of benefits and rewards can quickly offset the cost for frequent travelers.

Rewards Program

This card features a robust rewards program that allows holders to earn 14 Hilton Honors points per dollar spent at Hilton properties, 7 points for flights booked directly with airlines or through Amtrak, and 3 points on all other purchases. Points accumulated can be redeemed for hotel stays, travel experiences, or shopping through the Hilton Honors program.

Sign-Up Bonus

New cardholders can take advantage of a generous welcome offer: earn 150,000 Hilton Honors Bonus Points after spending $4,000 in purchases within the first three months from account opening. This bonus can result in several free nights at Hilton hotels.

APR (Annual Percentage Rate)

The regular APR for the Hilton Honors Aspire Card varies based on creditworthiness but is typically around 15.99% to 22.99% variable. There are no introductory APR offers, so it’s crucial to manage your spending carefully.

Foreign Transaction Fees

The card has no foreign transaction fees, making it an excellent option for international travelers who want to avoid additional charges when using their card abroad.

Balance Transfer Options

While the Hilton Honors Aspire Card does not typically offer special balance transfer promotions, cardholders can explore other American Express cards for potential introductory 0% APR offers on balance transfers if needed.

Additional Fees

Other important fees to be aware of include:
– Late payment fee: Up to $40
– Cash advance fee: Either $10 or 5% of the amount, whichever is greater.

Card Benefits and Perks

The Hilton Honors Aspire Card is packed with benefits, including:
– A complimentary free night reward every year on your cardholder anniversary.
– Priority Passâ„¢ membership for access to over 1,300 airport lounges worldwide.
– $250 Hilton resort credit for eligible purchases at participating Hilton resorts.

Customer Protections and Insurance

This card offers comprehensive customer protections, including:
– No fraud liability for unauthorized charges.
– Purchase protection that covers eligible purchases against damage or theft.
– Travel insurance, including trip cancellation and interruption insurance.

Eligibility and Credit Score Requirements

To be eligible for the Hilton Honors Aspire Card, applicants generally need a credit score in the range of 700 or higher. Additionally, other factors, such as income and credit history, will influence approval.

Introductory Offers

This card does not feature introductory balance transfer offers but does provide significant rewards and bonuses for new cardholders, as previously mentioned in the sign-up bonus section.

Special Features or Unique Selling Points

One of the card’s standout features is the ability to earn a free night’s stay at Hilton properties annually. This, combined with the comprehensive travel benefits, makes the Aspire Card particularly attractive for loyal Hilton guests.

How to Apply

Interested applicants can easily apply for the Hilton Honors Aspire Card through the ‘>official website to get started and begin reaping the benefits of your travels.

For more insights on personal finance and credit cards, check out UpCube.net.