Hyatt Business Card: Your Passport to Travel Rewards

The Hyatt Business Card, issued by Chase, is a compelling choice for business owners looking to maximize their travel rewards and make the most of every dollar spent. This business credit card offers a unique blend of benefits, rewards, and features that cater specifically to those who frequently stay at Hyatt hotels and seek to enhance their travel experiences.

Card Type

The Hyatt Business Card is a co-branded business credit card. It is designed for small business owners who want to earn rewards through their business spending while enjoying exclusive Hyatt benefits.

Annual Fee

This card comes with an annual fee of $199. While this fee may seem high, the extensive rewards and benefits associated with the card often offset the cost for frequent travelers and business owners.

Rewards Program

The Hyatt Business Card features a robust rewards program that allows cardholders to earn 4 points for every $1 spent on Hyatt purchases, 2 points on dining, travel, and fitness, and 1 point on all other purchases. The points earned can be redeemed for free nights at Hyatt hotels, upgrades, and even experiences through the World of Hyatt program, making it an excellent option for those who travel often.

Sign-Up Bonus

Upon meeting the spending requirement of $5,000 within the first 3 months of account opening, new cardholders can earn a substantial sign-up bonus of up to 60,000 Hyatt Points, which can be redeemed for up to 10 free nights at participating hotels, depending on availability.

APR (Annual Percentage Rate)

The Hyatt Business Card offers a competitive regular APR of 15.99% to 22.99%, depending on your creditworthiness. Additionally, there is an introductory APR offer of 0% on balance transfers for the first 12 months, followed by the regular APR after that period.

Foreign Transaction Fees

Cardholders will be pleased to note that the Hyatt Business Card does not charge any foreign transaction fees, making it a great option for those who travel internationally.

Balance Transfer Options

This card provides an enticing balance transfer option with a 0% APR for the first 12 months on transferred balances. After this promotional period, the balance will be subject to the regular APR.

Additional Fees

As with many credit cards, there are some additional fees to consider. The Hyatt Business Card includes late payment fees of up to $40 and cash advance fees of either $10 or 5% of the amount of each transaction, whichever is greater.

Card Benefits and Perks

Beyond its rewards structure, the Hyatt Business Card boasts a wide array of benefits and perks designed for frequent travelers. These include:

• Access to complimentary Hyatt elite status, which provides benefits such as room upgrades and late check-out.
• Travel and emergency assistance services, ensuring you have support when traveling.
• Concierge services available for all cardholders to assist with reservations and travel needs.
• Access to exclusive promotions and offers throughout the year.

Customer Protections and Insurance

Cardholders can enjoy several protections and insurance options, such as:

• Fraud liability protection, which shields you from unauthorized charges.
• Purchase protection for eligible purchases, covering accidental damage or theft for up to 120 days.
• Rental car insurance, offering coverage for rental cars if you decline the rental agency’s insurance.

Eligibility and Credit Score Requirements

To qualify for the Hyatt Business Card, applicants typically need a recommended credit score of at least 680. Other criteria may include a valid business entity, income verification, and a sound credit history.

Introductory Offers

In addition to the introductory balance transfer APR, the Hyatt Business Card does not currently offer additional introductory offers. However, the lucrative rewards structure and sign-up bonus provide ample incentive for new users.

Special Features or Unique Selling Points

One of the standout features of the Hyatt Business Card is its ability to earn free nights at Hyatt hotels, with the possibility of receiving a free night every year on your card anniversary, contingent on reaching a minimum spending requirement.

How to Apply

Interested individuals can apply for the Hyatt Business Card online for convenience. Simply visit the official website to get started: UpCube.net.