Tag: 0% APR balance transfers

Copa Airlines ConnectMiles Visa Signature Card: A Comprehensive Overview

The Copa Airlines ConnectMiles Visa Signature Card, issued by First Bank Puerto Rico, is a co-branded credit card that caters primarily to travel enthusiasts. With its unique rewards structure and robust benefits, this card is designed for those who frequently fly with Copa Airlines and wish to earn miles while enjoying various travel perks.

Card Type

This card falls into the category of travel rewards credit cards, making it an ideal option for individuals who prioritize travel-related benefits and bonuses over conventional cashback options.

Annual Fee

The Copa Airlines ConnectMiles Visa Signature Card has a $95 annual fee. While this fee may seem high for some, the benefits and rewards structure can easily outweigh the cost for frequent travelers.

Rewards Program

The card offers a robust rewards program where cardholders earn miles for every dollar spent. You can earn 2 miles for every dollar spent on Copa Airlines and partner travel purchases, and 1 mile on all other purchases. These miles can be redeemed for free flights, seat upgrades, and other travel-related expenses, making it a valuable asset for avid travelers.

Sign-Up Bonus

Upon account approval, cardholders can earn a sign-up bonus of 25,000 miles after spending $3,000 within the first 3 months. This bonus is a great way to kickstart your travel rewards journey with the Copa Airlines ConnectMiles Visa Signature Card.

APR (Annual Percentage Rate)

The regular APR for purchases is 18.99%, which varies with the market. Moreover, there is a promotional offer of 0% APR for the first 12 months on balance transfers, which can be beneficial for those looking to consolidate debt.

Foreign Transaction Fees

Cardholders will be pleased to know that there are no foreign transaction fees. This makes the Copa Airlines ConnectMiles Visa Signature Card an extraordinary choice for international travelers who want to avoid additional costs while abroad.

Balance Transfer Options

The card offers a special balance transfer opportunity with 0% APR for the first 12 months, allowing individuals to transfer their existing credit card debt without incurring interest during that period. There is a balance transfer fee of 3% of the amount transferred.

Additional Fees

Other important fees associated with the Copa Airlines ConnectMiles Visa Signature Card include:

• Late Payment Fee: up to $39
• Cash Advance Fee: either $10 or 5% of the amount of the cash advance, whichever is greater.

Card Benefits and Perks

One of the standout features of the Copa Airlines ConnectMiles Visa Signature Card is its extensive array of benefits and perks. These include:

• Travel Insurance: Covers unexpected events during your trips.
• Concierge Services: Available 24/7 to assist with travel and dining reservations.
• Airport Lounge Access: Enjoy complimentary access to select airport lounges.

Customer Protections and Insurance

The Copa Airlines ConnectMiles Visa Signature Card offers comprehensive customer protections, including:

• Fraud Liability Protection: Zero liability for unauthorized transactions.
• Purchase Protection: Coverage for stolen or damaged items purchased with the card.
• Rental Car Insurance: Provides primary coverage for rental car theft or damage.

Eligibility and Credit Score Requirements

To qualify for the Copa Airlines ConnectMiles Visa Signature Card, applicants should have a recommended credit score of 700 or higher. Additionally, applicants should demonstrate a consistent income source and a good credit history for better chances of approval.

Introductory Offers

In addition to the sign-up bonus, the card does feature other introductory offers, such as 0% APR for the first 12 months on balance transfers. This is beneficial for those looking to manage and pay off existing debt without accruing interest.

Special Features or Unique Selling Points

This card is distinguished by its unique selling points, such as the opportunity to earn double miles on Copa Airlines purchases and its extensive travel perks, including the aforementioned concierge services, which can significantly enhance the travel experience.

How to Apply

Interested applicants can easily apply for the Copa Airlines ConnectMiles Visa Signature Card through the official website of ‘>Apply Here today!