Tag: annual fee Kimpton card

Kimpton Hotels Inner Circle Rewards Credit Card: A Gateway to Hotels and Travel Benefits

The Kimpton Hotels Inner Circle Rewards Credit Card, issued by IHG® (InterContinental Hotels Group), is tailored for travelers who frequently stay at Kimpton Hotels and value unique experiences. This co-branded credit card incorporates travel rewards with exclusive perks for guests of Kimpton properties. Below, we delve into the various features that make this card an appealing option for loyal customers.

Card Type

As a co-branded travel rewards credit card, the Kimpton Hotels Inner Circle Rewards Credit Card provides numerous benefits specifically designed for those who prefer Kimpton Hotels, combining hotel loyalty rewards with the advantages typical of travel-focused credit cards.

Annual Fee

The Kimpton Hotels Inner Circle Rewards Credit Card does come with an annual fee of $75, which is competitive for a credit card offering strong travel rewards and exclusive benefits.

Rewards Program

The rewards structure of this card is straightforward yet powerful. Cardholders earn 3 points per dollar spent on eligible travel, dining, and entertainment, and 2 points per dollar on other everyday purchases. These points can be redeemed for free nights at Kimpton hotels, discounts on future bookings, or converted into IHG Rewards points for larger network redemption options.

Sign-Up Bonus

New applicants can take advantage of a generous welcome bonus: earn 60,000 bonus points after spending $1,000 in the first 3 months of account opening. This bonus can significantly enhance your travel rewards, providing enough points for several nights at Kimpton hotels.

APR (Annual Percentage Rate)

The regular APR for the Kimpton Hotels Inner Circle Rewards Credit Card is set at 15.99% – 23.99% variable, depending on your creditworthiness. For those mindful of their spending, there may also be introductory offers, such as 0% APR on purchases for the first 12 months, making it a solid choice for those looking to manage their expenses carefully.

Foreign Transaction Fees

Travelers will appreciate that the Kimpton Hotels Inner Circle Rewards Credit Card does not charge foreign transaction fees, enabling you to make purchases abroad without worrying about extra costs.

Balance Transfer Options

For individuals considering balance transfers, the card offers 0% APR on balance transfers for the first 12 months. A 3% balance transfer fee applies, making it a favorable option for consolidating high-interest debts.

Additional Fees

Cardholders should be aware of other potential fees. Late payments can incur a penalty of up to $40, while cash advances come with a fee of either $10 or 5% of the transaction amount, whichever is greater.

Card Benefits and Perks

The perks of the Kimpton Hotels Inner Circle Rewards Credit Card extend beyond basic rewards. Cardholders enjoy benefits such as no blackout dates on reward nights, free nights after every 10 stays, and personalized concierge services. Additionally, enjoy complimentary room upgrades and early check-in or late check-out at participating hotels.

Customer Protections and Insurance

The Kimpton Hotels Inner Circle Rewards Credit Card includes valuable consumer protections, including fraud liability protection, ensuring that cardholders are shielded from unauthorized transactions. Purchase protection and rental car insurance add another layer of security, making it a reliable travel companion.

Eligibility and Credit Score Requirements

To qualify for the Kimpton Hotels Inner Circle Rewards Credit Card, applicants typically need a credit score in the good to excellent range (approximately 700+). This ensures that rewards-earning customers are paired with a card that complements their spending habits.

Introductory Offers

As previously mentioned, there are introductory offers such as 0% APR for the first 12 months on both purchases and balance transfers. This period is an excellent opportunity for cardholders to manage initial expenses without accruing interest.

Special Features or Unique Selling Points

What sets the Kimpton Hotels Inner Circle Rewards Credit Card apart from others is its dedication to enhancing the stay experience. Beyond regular points earning, the card allows for unique rewards, including complimentary breakfast and enhanced loyalty perks at Kimpton hotels, enticing both new and returning guests.

How to Apply

Applying for the Kimpton Hotels Inner Circle Rewards Credit Card is a straightforward process. Interested customers can apply online through the [Official Website](). The application form is user-friendly, allowing quick entry of necessary information to expedite approval.

Limitations or Downsides

While the Kimpton Hotels Inner Circle Rewards Credit Card offers numerous advantages, potential downsides include the annual fee of $75 and the average APR rates, which could be higher than some competing cards. Additionally, rewards may be more beneficial primarily to those who frequently stay at Kimpton hotels, limiting appeal to other travelers.

Card Design and Branding

The Kimpton Hotels Inner Circle Rewards Credit Card showcases an elegant design reflecting the modern and eclectic style of Kimpton Hotels. Cardholders can expect a premium branded card that resonates with their travel lifestyle.

Conclusion

The Kimpton Hotels Inner Circle Rewards Credit Card is an ideal option for frequent travelers who appreciate boutique hotel experiences. With a rewarding points structure, valuable perks, and low foreign transaction fees, it makes for a smart choice for those aligned with Kimpton’s commitment to excellence in hospitality. Don’t miss out on harnessing these travel rewards; for more information, visit the [Financial Insights](https://www.upcube.net) and take the first step towards an enhanced travel experience by applying for the card today through the [Official Website]().