Your cart is currently empty!
Tag: annual fee waived first year
Barclaycard Arrival Plusâ„¢ World Elite Mastercard
Barclaycard Arrival Plus„¢ World Elite Mastercard: Your Guide to Premium Travel Rewards
The Barclaycard Arrival Plus„¢ World Elite Mastercard stands out in the world of travel rewards credit cards, offering a myriad of benefits tailored for the frequent traveler. Issued by Barclays Bank, this card not only provides robust rewards but also features zero foreign transaction fees, making it an excellent option for international travel enthusiasts.
Card Type
The Barclaycard Arrival Plus„¢ World Elite Mastercard is classified as a travel rewards credit card. This means that cardholders can earn travel-related rewards on every purchase, which can be redeemed for travel expenses such as flights, hotels, and other travel-related purchases, allowing them to maximize their everyday spending.
Annual Fee
One of the attractive aspects of this card is that it has a $89 annual fee, which is waived for the first year. This allows new customers to explore the cards benefits without immediate costs, making it an attractive choice for those looking to delve into travel rewards.
Rewards Program
The rewards structure of the Barclaycard Arrival Plus„¢ World Elite Mastercard is designed for optimal earning potential. Cardholders earn 2 miles per dollar on all purchases, and there are no limits to how many miles one can earn. Additionally, every time cardholders redeem their miles for eligible travel purchases, they receive a 10% miles back bonus, effectively allowing them to boost their rewards with each redemption.
Sign-Up Bonus
New cardholders can take advantage of a compelling sign-up bonus: earn 70,000 bonus miles after spending $5,000 on purchases within the first 90 days of account opening. This sizable bonus provides a great start for those planning their next travel adventure.
APR (Annual Percentage Rate)
The regular APR for the Barclaycard Arrival Plus„¢ World Elite Mastercard ranges from 18.24% to 25.24%, depending on creditworthiness. For cardholders who manage to pay their balance in full each month, this may not be a concern. Additionally, the card offers an introductory APR of 0% on balance transfers for the first 12 months, providing a valuable option for those looking to consolidate debt.
Foreign Transaction Fees
A significant advantage for international travelers is that the Barclaycard Arrival Plus„¢ World Elite Mastercard has no foreign transaction fees. This feature allows cardholders to use their card abroad without worrying about additional charges, making it a smart choice for those who venture outside the U.S.
Balance Transfer Options
In terms of balance transfer options, the card offers a 0% APR for the first 12 months on balance transfers made within the first 60 days of account opening. This can be particularly beneficial for individuals looking to transfer high-interest credit card balances.
Additional Fees
While the benefits are plentiful, it is important to be aware of other associated fees. Late payments incur a fee of up to $40. Cash advances also carry a fee, typically 5% of each transaction or a minimum of $10, which can add up quickly if not managed carefully.
Card Benefits and Perks
The Barclaycard Arrival Plus„¢ World Elite Mastercard is equipped with a host of benefits and perks. Cardholders enjoy perks such as travel insurance, no blackout dates for travel redemptions, and access to concierge services. Moreover, members can gain entry to exclusive airport lounges, enhancing their travel experience.
Customer Protections and Insurance
Consumer protection is also a top priority. The card provides features such as fraud liability protection, which ensures that cardholders are not held responsible for unauthorized purchases. Additionally, cardholders benefit from purchase protection, covering items against theft or damage for a limited time after purchase, and rental car insurance, which can help cover costs in the event of an accident.
Eligibility and Credit Score Requirements
To apply for the Barclaycard Arrival Plus„¢ World Elite Mastercard, applicants generally need a good to excellent credit score typically ranging from 700 to 850. Factors such as income, credit history, and debt-to-income ratio also play a significant role in the approval process.
Introductory Offers
As previously mentioned, the card offers a 0% APR introductory offer for the first 12 months on balance transfers. This can be a great opportunity for those looking for a temporary reprieve from interest while managing their finances.
Special Features or Unique Selling Points
What sets the Barclaycard Arrival Plus„¢ World Elite Mastercard apart from other travel rewards cards? It includes features such as free nights at hotels through their travel redemption program, along with unique concierge services that can assist with personal requests ranging from reservations to travel planning.
How to Apply
Applying for the Barclaycard Arrival Plus„¢ World Elite Mastercard is a straightforward process. Interested applicants can complete their applications online through the official Barclays website. To begin your application, visit the following hyperlink: UpCube.net.
Citi / AAdvantage Platinum Select World Eliteâ„¢ Mastercard
Citi / AAdvantage Platinum Select World Elite„¢ Mastercard Review
The Citi / AAdvantage Platinum Select World Elite„¢ Mastercard is a premier travel rewards credit card issued by Citibank. It offers a robust suite of benefits tailored for frequent travelers, especially those who fly with American Airlines. With a strong rewards structure, enticing sign-up bonuses, and valuable travel perks, this card may be an excellent option for those looking to maximize their travel experience.
Card Type
This card is a co-branded travel rewards credit card specifically designed to benefit American Airlines AAdvantage program members. It allows cardholders to earn miles for purchases that can be redeemed for flights, seat upgrades, and more.
Annual Fee
The Citi / AAdvantage Platinum Select World Elite„¢ Mastercard carries an annual fee of $99. However, this fee is waived for the first year, making it a favorable option for new cardholders who want to explore the benefits without any initial cost.
Rewards Program
This card boasts a comprehensive rewards program that allows cardholders to earn 2 AAdvantage miles for every dollar spent on American Airlines purchases, dining establishments, and eligible gas stations. All other purchases earn 1 mile per dollar. The miles can be redeemed for flights, upgrades, and other travel-related expenses, offering flexibility in how you use your rewards.
Sign-Up Bonus
New cardholders can take advantage of a generous sign-up bonus: earn 50,000 AAdvantage bonus miles after making $2,500 in purchases within the first 3 months of account opening. This bonus can significantly enhance your travel plans, with miles eligible for use on flights and other benefits.
APR (Annual Percentage Rate)
The Citi / AAdvantage Platinum Select World Elite„¢ Mastercard offers a regular APR range of 15.99% to 24.99%, depending on creditworthiness. Additionally, new cardholders may benefit from an introductory 0% APR on balance transfers for the first 12 months (considering there is a balance transfer fee that applies).
Foreign Transaction Fees
One of the advantages of this card is that it has no foreign transaction fees. This feature is particularly beneficial for international travelers, allowing you to make purchases abroad without incurring extra costs.
Balance Transfer Options
The card provides an appealing balance transfer option with an introductory 0% APR for the first 12 months, after which the standard APR applies. However, a balance transfer fee of 3% (minimum $5) is applicable, making it a strategic choice for those looking to manage existing debt.
Additional Fees
While the annual fee is manageable, cardholders should be aware of other potential fees. Late payment fees can reach up to $40, and cash advance fees typically range from 5% or $10, whichever is higher.
Card Benefits and Perks
The Citi / AAdvantage Platinum Select World Elite„¢ Mastercard is packed with valuable benefits. Cardholders enjoy perks such as:
– First checked bag free on American Airlines flights (for the cardholder and up to four companions).
– Priority boarding on American Airlines flights.
– Access to 5x miles on American Airlines flights purchased through American Airlines website or app.
– Travel and emergency assistance, as well as a toll-free number to contact when traveling.Customer Protections and Insurance
Cardholders are protected with several customer protections, including $0 fraud liability, which means that you are not responsible for unauthorized charges. The card also includes purchase protection for eligible items damaged or stolen within 90 days of purchase and car rental insurance, adding additional layers of security to card usage.
Eligibility and Credit Score Requirements
To qualify for the Citi / AAdvantage Platinum Select World Elite„¢ Mastercard, applicants should typically have a good to excellent credit score, generally ranging from 700 to 850. Approval also depends on other factors such as income and credit history.
Introductory Offers
As previously mentioned, new cardholders can enjoy a 0% APR introductory rate on balance transfers for the first 12 months. This promotional period can provide substantial savings for those looking to transfer existing credit card debt.
Special Features or Unique Selling Points
One of the card’s most enticing features is the first checked bag free, which can save families significant amounts on travel expenses. Additionally, cardholders have access to the Concierge Service, which assists with travel planning and booking, making travel experiences more streamlined and enjoyable.
How to Apply
Applying for the Citi / AAdvantage Platinum Select World Elite„¢ Mastercard is convenient. Prospective applicants can complete the application process online through the official Citi website. For further details and to start your application, you can visit the ‘>Apply Here webpage and start enjoying the many benefits this card has to offer!
For further financial insights and information, visit UpCube.net.