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Kimpton Hotels Rewards Visa
Kimpton Hotels Rewards Visa: Your Ultimate Travel Companion
Card Name and Issuer: The Kimpton Hotels Rewards Visa is a co-branded travel rewards credit card issued by IHG (InterContinental Hotels Group). This card is tailored for loyal Kimpton hotel guests and travel enthusiasts seeking to earn points for their frequent stays at Kimpton properties across the United States and beyond.
Card Type: As a co-branded travel rewards card, the Kimpton Hotels Rewards Visa allows users to earn rewards points specifically for their purchases, geared towards maximizing benefits in the hospitality and travel sectors.
Annual Fee: The card comes with an annual fee of $75. This fee is quite standard for co-branded travel rewards cards, considering the wealth of benefits available through the rewards program.
Rewards Program: The Kimpton Hotels Rewards Visa features an attractive rewards structure. Cardholders earn 2 points for every dollar spent on purchases at Kimpton hotels. Additionally, they earn 1 point for every dollar spent on all other purchases. Points can be redeemed for free nights at Kimpton properties, gift cards, or transferred to IHG Rewards Club for various travel perks.
Sign-Up Bonus: New cardholders are welcomed with a sign-up bonus of 20,000 points after spending $1,000 on purchases within the first three months of account opening. This generous offer is a great way to kickstart your journey towards free hotel stays.
APR (Annual Percentage Rate): The Kimpton Hotels Rewards Visa offers a competitive regular APR range between 15.99% and 22.99%, depending on creditworthiness. There is no introductory APR offer on this card, so new users should consider the APR when planning their budget.
Foreign Transaction Fees: Good news for international travelers! The Kimpton Hotels Rewards Visa does not charge foreign transaction fees. This feature allows users to freely use their card while traveling abroad without incurring additional costs.
Balance Transfer Options: Currently, there is no promotional balance transfer offer available for the Kimpton Hotels Rewards Visa. Cardholders interested in transferring a balance should consider the card’s regular APR accordingly.
Additional Fees: In addition to the annual fee, cardholders might incur fees for late payments, which could range up to $40. Cash advance fees are also applicable, typically $10 or 5% of the amount of each cash advance, whichever is greater. It’s important to be mindful of these fees to avoid unnecessary charges.
Card Benefits and Perks: The Kimpton Hotels Rewards Visa offers a range of valuable benefits. This includes complimentary upgrades, early check-in and late check-out privileges at Kimpton hotels, and exclusive access to special hotel events. Additionally, cardholders can enjoy travel insurance, including trip cancellation and interruption coverage, providing peace of mind when traveling.
Customer Protections and Insurance: Cardholders benefit from robust customer protections. Fraud liability ensures you are not responsible for unauthorized charges, while purchase protection covers eligible items against theft or damage. Furthermore, rental car insurance is available when you use your card to reserve your rental vehicle, adding an extra layer of security during your travels.
Eligibility and Credit Score Requirements: The Kimpton Hotels Rewards Visa typically requires a good to excellent credit score for approval, which is generally considered to be a score of 700 or above. Applicants should ensure they meet this criterion to enhance their chances of approval.
Introductory Offers: While the card does not currently feature any introductory 0% APR offers, the ongoing rewards program and sign-up bonus can significantly benefit those who frequently stay at Kimpton properties.
Special Features or Unique Selling Points: A standout feature of the Kimpton Hotels Rewards Visa is the opportunity to earn a complimentary night stay at Kimpton Hotels after spending $20,000 in a calendar year. Moreover, cardholders can enjoy exclusive concierge services, elevating their travel experience.
How to Apply: Interested individuals looking to reap the benefits of the Kimpton Hotels Rewards Visa can easily apply online. Visit the official website here: ‘>Apply Here to start your journey with this premium card. For more insights into financial decisions, explore UpCube.net for further financial insights.
Kimpton Hotels Inner Circle Rewards Card
Kimpton Hotels Inner Circle Rewards Card Review
The Kimpton Hotels Inner Circle Rewards Card is an enticing co-branded credit card offered by Chase, designed specifically for travelers and frequent patrons of Kimpton hotels. This card brings a suite of appealing features aimed at enhancing the travel experience while rewarding cardholders generously.
Card Type
As a co-branded travel rewards card, the Kimpton Hotels Inner Circle Rewards Card caters to travelers with a penchant for luxurious accommodations. This card combines travel rewards with exclusive benefits that frequent visitors to Kimpton hotels can greatly appreciate.
Annual Fee
The card is offered with an annual fee of $95. While this may be a consideration for some, the wealth of benefits it provides can easily outweigh this cost for regular users.
Rewards Program
The rewards structure of this card is designed to maximize earnings during stays. Cardholders earn 2 points per dollar spent on purchases at Kimpton Hotels, which can be redeemed for free nights, upgrades, and experiences across the Kimpton portfolio. Moreover, users earn 1 point for every dollar spent on all other purchases, making it a versatile rewards option for both travel and everyday spending.
Sign-Up Bonus
Upon approval, new cardholders can enjoy a lucrative welcome offer of 60,000 points after spending $2,000 in the first 3 months. This bonus can be redeemed for up to five free nights in participating Kimpton hotels, making it an attractive incentive for new applicants.
APR (Annual Percentage Rate)
The standard APR for purchases is variable, currently ranging from 15.99% to 22.99% based on creditworthiness. Importantly, the card does not offer an introductory 0% APR; thus, it is advisable to pay off your balance in full each month to avoid interest charges.
Foreign Transaction Fees
Travelers can rejoice, as the Kimpton Hotels Inner Circle Rewards Card comes with no foreign transaction fees. This feature makes it an excellent choice for those who travel abroad frequently, as users can make purchases without incurring additional costs.
Balance Transfer Options
For those looking to manage existing debt, this card does not currently offer special balance transfer promotions like introductory 0% APR. Standard balance transfer fees apply, so prospective users should factor in these costs when considering a transfer.
Additional Fees
Beyond the annual fee, users should be aware of other potential costs, including a late payment fee of up to $40, as well as a cash advance fee of either 5% of the amount or $10, whichever is higher. Being mindful of these additional fees is essential for maximizing the value of the card.
Card Benefits and Perks
Cardholders enjoy several notable benefits, including complimentary Kimpton Inner Circle status, which provides perks such as priority check-in, room upgrades, and discounts on hotel stays. Additionally, the card includes travel insurance benefits, which cover trip cancellations and interruptions for added peace of mind during travels.
Customer Protections and Insurance
Security and reliability are substantial assurances with this credit card. Fraud liability protection guarantees users are not held responsible for unauthorized transactions. Furthermore, the card provides purchase protection, covering stolen or damaged items, and rental car insurance, which offers protection when using the card to rent vehicles.
Eligibility and Credit Score Requirements
To qualify for the Kimpton Hotels Inner Circle Rewards Card, applicants should possess a good to excellent credit score, typically ranging from 700 to 850. A solid credit history is crucial for approval, ensuring that cardholders can access the best rates and rewards.
Introductory Offers
Though there are no introductory APR offers on balance transfers, the card does offer an enticing rewards structure that continues post-sign-up, ensuring ongoing benefits for cardholders.
Special Features or Unique Selling Points
The card stands out with its Kimpton Inner Circle perks, offering complimentary nights based on accumulated points. Unique features such as the ability to earn points for upgrades and experiences in addition to simple hotel stays position this card as a premier choice for travelers.
How to Apply
Applying for the Kimpton Hotels Inner Circle Rewards Card is a simple and straightforward process. Interested individuals can submit their application online through the official website. For more information and to begin the application process, visit the official page: ‘>Apply Here and start your journey toward ultimate travel rewards.
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