Tag: Barclays credit cards

Barclays Arrival Plus World Elite Mastercard: An In-Depth Overview

The Barclays Arrival Plus World Elite Mastercard is a versatile credit card designed for savvy travelers and cashback enthusiasts alike. Issued by Barclays, this card offers an attractive combination of benefits that cater to a range of lifestyles and financial needs. Whether you are a frequent flyer or someone looking to maximize their everyday spending, this card can be an excellent addition to your wallet.

Card Type

The Barclays Arrival Plus World Elite Mastercard is primarily a travel rewards credit card. It allows cardholders to earn miles on their purchases, making it especially appealing for those who enjoy traveling and want to make the most out of their expenses.

Annual Fee

The card features an annual fee of $89. However, the annual fee is waived for the first year, providing new cardholders a chance to experience the cards benefits without immediate costs.

Rewards Program

The rewards program of the Barclays Arrival Plus World Elite Mastercard is beneficial for cardholders who frequently travel. You can earn 2 miles for every dollar spent on all purchases, which is advantageous compared to other credit cards. Unlike traditional cashback cards, these miles can be redeemed for travel-related expenses, including flight tickets and hotel accommodations. Points can also be transferred to various airline loyalty programs, lending even greater flexibility to your rewards.

Sign-Up Bonus

New cardholders can take advantage of a lucrative sign-up bonus: earn 70,000 bonus miles after spending $5,000 in the first 90 days of account opening. This bonus can be redeemed for a statement credit against travel purchases, effectively providing over $700 in travel rewards.

APR (Annual Percentage Rate)

The regular APR for the Barclays Arrival Plus World Elite Mastercard is 17.99% to 24.99%, depending on creditworthiness. Additionally, the card offers an introductory APR of 0% on balance transfers for the first 15 months, allowing users to save on interest if they transfer existing high-interest balances.

Foreign Transaction Fees

For globetrotters, one of the standout features of the Barclays Arrival Plus World Elite Mastercard is that it does not charge foreign transaction fees. This means you can use your card abroad without incurring additional costs, making it a smart choice for international travelers.

Balance Transfer Options

The card provides an enticing balance transfer option with a 0% APR for the first 15 months. However, a balance transfer fee of 3% applies to the amount transferred, which is a standard fee among credit cards.

Additional Fees

While the Barclays Arrival Plus World Elite Mastercard boasts numerous benefits, potential cardholders should be aware of some additional fees. A late payment fee may be charged up to $40, and cash advance fees can vary between 5% of the transaction and a minimum fee of $10.

Card Benefits and Perks

This card is packed with benefits that extend beyond just earning rewards. Cardholders receive travel insurance, which can cover issues like trip cancellations and emergencies, and concierge services to help plan travels. In addition, users gain access to exclusive airport lounges worldwide, enhancing their travel experience.

Customer Protections and Insurance

The Barclays Arrival Plus World Elite Mastercard includes robust customer protection policies. These include zero fraud liability for unauthorized purchases, purchase protection for damaged or stolen items, and rental car insurance when using the card to book your rental.

Eligibility and Credit Score Requirements

To qualify for the Barclays Arrival Plus World Elite Mastercard, applicants generally need a credit score of 700 or higher. However, approval can depend on other financial factors, including income and existing debt levels.

Introductory Offers

In addition to the valuable sign-up bonuses, the card offers an introductory promotion of 0% APR on balance transfers for the first 15 months. This makes it an excellent option for individuals looking to consolidate debt without accruing interest initially.

Special Features or Unique Selling Points

One unique feature of the Barclays Arrival Plus World Elite Mastercard is its ability to transfer rewards to various airline partners, which can enhance the overall value of the rewards program. This flexibility allows users to maximize their travel experiences by accessing exclusive deals and additional services offered by airline partners.

How to Apply

Applying for the Barclays Arrival Plus World Elite Mastercard is straightforward. Interested individuals can submit an application online through the ‘>Barclays Arrival Plus World Elite Mastercard today!

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