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Tag: business rewards credit card
First Tech Federal Business Rewards Visa – Cashback for business expenses.
First Tech Federal Business Rewards Visa “ Cashback for Business Expenses
The First Tech Federal Business Rewards Visa is designed specifically for entrepreneurs and business owners seeking a reliable credit card that offers cashback rewards tailored to business expenses. Issued by First Tech Federal Credit Union, this versatile card is an excellent financial tool for managing cash flow while maximizing rewards on essential purchases.
Card Type
This card is classified as a cashback business credit card, allowing business owners to earn rewards on their everyday spending. It is aimed at small to medium-sized businesses looking for ways to optimize their expenditures with tangible rewards.
Annual Fee
The First Tech Federal Business Rewards Visa stands out by offering a no annual fee option, making it an attractive choice for businesses looking to minimize expenses.
Rewards Program
The rewards structure of the First Tech Federal Business Rewards Visa is designed to benefit business owners. Cardholders earn 1.5% cashback on all eligible purchases, which can be redeemed as a statement credit or deposited into a First Tech account. This straightforward cashback program makes it easy for business owners to earn rewards without worrying about rotating categories.
Sign-Up Bonus
sign-up bonus by meeting the specified spending requirements within the first three months. This welcome offer provides businesses with an excellent incentive to make the most of their new credit card. APR (Annual Percentage Rate)
The First Tech Federal Business Rewards Visa offers a competitive standard APR, which typically ranges around 12.99% to 18.00% based on creditworthiness. Additionally, there may be promotional introductory rates for new cardholders, allowing businesses to make significant expenses at a lower interest rate for an initial period.
Foreign Transaction Fees
no foreign transaction fees. This feature enables business owners to make purchases abroad without incurring additional costs, making it an ideal option for businesses with global transactions. Balance Transfer Options
First Tech Federal Business Rewards Visa has attractive balance transfer options, including a potential 0% APR for a specified time frame for transferred balances. This offer, along with low balance transfer fees, allows businesses to consolidate debt efficiently and save on interest costs. Additional Fees
$39, and cash advance fees set at 3% of the amount or a minimum of $10. Understanding these fees can help businesses manage their finances more effectively. Card Benefits and Perks
First Tech Federal Business Rewards Visa not only focuses on cashback but also offers numerous benefits and perks for cardholders. These may include access to travel insurance, auto rental collision damage waiver, and purchase protection plans. Additionally, the card may offer access to exclusive business-related offers and discounts. Customer Protections and Insurance
customer protections such as $0 fraud liability, safeguarding businesses against unauthorized use of their account. Other features include purchase protection, which covers items against damage or theft, further enhancing the cardholder’s peace of mind. Eligibility and Credit Score Requirements
First Tech Federal Business Rewards Visa, applicants are typically advised to have a credit score of 700 or higher. This high credit score requirement reflects the cards rewards structure and benefits, aimed at responsible borrowers. Introductory Offers
0% APR for the first 12 months on purchases, allowing businesses to finance new projects or equipment without immediate interest costs. Special Features or Unique Selling Points
First Tech Federal Business Rewards Visa apart is its strong focus on cashback rewards coupled with the absence of an annual fee, making it an excellent choice for budget-conscious businesses. Additionally, the card may offer road assistance and discounted rates on various business services, enhancing its value proposition. How to Apply
First Tech Federal Business Rewards Visa is straightforward. Prospective cardholders can start the application process UpCube.net and ensure your business is equipped with the best financial tools available. 
Connexus Business Visa Rewards for business spending.
Connexus Business Visa “ Rewards for Business Spending: An In-Depth Overview
The Connexus Business Visa “ Rewards for Business Spending is an exceptional credit card designed specifically for businesses aiming to maximize their spending while enjoying exquisite rewards. Issued by Connexus Credit Union, this card is tailored for entrepreneurs and small business owners looking to optimize their operational costs.
Card Type
The Connexus Business Visa is a business rewards credit card that allows users to earn points based on their business expenditures. Unlike personal credit cards, which often focus solely on cashback or travel rewards, this card emphasizes the needs of business owners by offering versatile rewards suitable for various business-related expenses.
Annual Fee
One standout feature of the Connexus Business Visa is its no annual fee structure, making it an incredibly appealing option for businesses looking to manage costs effectively.
Rewards Program
The card offers a robust rewards program that enables users to earn points for every dollar they spend. Business owners can earn 1.5 points per dollar on all purchases, with bonus categories that potentially increase the earning rate for specific spending areas, such as office supplies, travel, and business-related services. The rewards can be redeemed as statement credits, gift cards, or travel discounts, providing flexibility for how you want to utilize your earned rewards.
Sign-Up Bonus
New applicants of the Connexus Business Visa can take advantage of a lucrative welcome bonus. By meeting a specified spending requirement within the first three months (typical offers can range around $2,000), cardholders can earn additional points, thus giving their rewards a timely boost right at the start.
APR (Annual Percentage Rate)
The card comes with a competitive regular APR that typically ranges around 13.99% to 23.99%, depending on the applicant’s creditworthiness. For new users, there may be an introductory 0% APR offer for the first 12 months on purchases, allowing businesses to manage cash flow effectively without incurring interest during that period.
Foreign Transaction Fees
For businesses that operate internationally or frequently travel abroad, it’s vital to know that the Connexus Business Visa does not charge any foreign transaction fees. This feature saves businesses money when making purchases overseas, making it a practical choice for international business dealings.
Balance Transfer Options
The Connexus Business Visa offers appealing balance transfer options, including a possible 0% APR on balance transfers made within a specific timeframe after account opening, making it easier for businesses to manage existing debt. However, users should review the terms closely, as a balance transfer fee may apply.
Additional Fees
Though this card has no annual fee, its essential to consider potential additional fees, particularly late payment fees and cash advance fees, which can add to your costs if not managed responsibly. Late payment fees are typically around $39.
Card Benefits and Perks
Cardholders enjoy a plethora of benefits and perks with the Connexus Business Visa. These include travel insurance, which provides protection for unexpected travel-related emergencies, and access to concierge services that can help in organizing travel or events. Moreover, the card may offer access to exclusive airport lounges, enhancing the overall travel experience.
Customer Protections and Insurance
This card is equipped with several customer protections. It includes fraud liability protection, ensuring you are not held responsible for unauthorized charges. Additionally, purchase protection may cover new eligible purchases against theft or damage, while rental car insurance can provide coverage when renting a vehicle for business-related travel.
Eligibility and Credit Score Requirements
To qualify for the Connexus Business Visa, applicants should generally have a good to excellent credit score (typically in the range of 680 and above). Other eligibility criteria may include business financial health, operational duration, and relationships with Connexus Credit Union.
Introductory Offers
In addition to its regular benefits, the Connexus Business Visa offers an introductory 0% APR on purchases for the first 12 months, allowing businesses to finance larger expenses without immediate interest costs.
Special Features or Unique Selling Points
The Connexus Business Visa differentiates itself through its commitment to providing a combination of competitive rewards, flexible redemption options, and excellent customer service. This card is particularly beneficial for small to medium-sized businesses looking to offset day-to-day expenses while earning rewards.
How to Apply
Applying for the Connexus Business Visa is straightforward and can be done online via the Connexus Credit Union website. You can follow this link to get started: ‘>Apply Here.
For additional insights about finance management and credit card options, visit UpCube.net.