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Tag: companion certificate
Hawaiian Airlines World Elite Mastercard
Hawaiian Airlines World Elite Mastercard: The Ultimate Travel Companion
The Hawaiian Airlines World Elite Mastercard, issued by Barclaycard, is designed specifically for frequent travelers and lovers of the Hawaiian Islands. This co-branded travel credit card offers a variety of features that make it an attractive option for those seeking to maximize their rewards while enjoying the perks of travel.
Card Type
The Hawaiian Airlines World Elite Mastercard is primarily a travel rewards credit card. It caters to individuals looking to earn miles benefits, particularly for flights with Hawaiian Airlines, while enjoying other travel-related perks and services.
Annual Fee
This credit card has an annual fee of $99. A notable feature of this card is its benefits outweighing the annual fee, especially if you are a frequent flyer with Hawaiian Airlines.
Rewards Program
The Hawaiian Airlines World Elite Mastercard features a robust rewards program where cardholders earn 3 miles per dollar on purchases made directly with Hawaiian Airlines. Additionally, you earn 2 miles per dollar on dining and 1 mile per dollar on all other purchases. This competitive rewards structure ensures that your everyday spending can translate into valuable rewards for your next trip to Hawaii or other destinations served by Hawaiian Airlines.
Sign-Up Bonus
Cardholders can take advantage of a generous sign-up bonus of 60,000 bonus miles after spending $2,000 on purchases within the first 90 days of account opening. This bonus can significantly enhance your travel experience, allowing for potential free or discounted flights to Hawaii.
APR (Annual Percentage Rate)
The APR for the Hawaiian Airlines World Elite Mastercard is variable and ranges from 18.24% to 26.24%, depending on your creditworthiness. Keep in mind that there are no introductory APR offers, so it’s crucial to manage your balance wisely to avoid high-interest charges.
Foreign Transaction Fees
For those who travel internationally, this card is advantageous as it does not charge foreign transaction fees, allowing you to make purchases abroad without incurring additional costs, making it a practical option for international travelers.
Balance Transfer Options
The card does not typically offer promotional balance transfer options. Therefore, if you’re intending to consolidate your debts, you may want to look into other cards that provide special balance transfer rates and terms.
Additional Fees
Additional fees associated with the card include a $40 late payment fee and $5 or 5% (whichever is greater) cash advance fee. It’s important to manage your payments effectively to avoid these charges.
Card Benefits and Perks
The Hawaiian Airlines World Elite Mastercard comes with several notable benefits and perks, including:
- One complimentary checked bag for the primary cardholder and up to one companion on your first Hawaiian Airlines flight.
- Priority boarding, ensuring a more seamless travel experience.
- Access to exclusive discounts on vacations and travel packages.
- Travel accident insurance and auto rental collision damage waiver.
Customer Protections and Insurance
Cardholders benefit from several customer protections such as zero liability protection against unauthorized transactions, purchase protection for new purchases, and extended warranty protection. Additionally, rental car insurance helps protect against damages or theft when renting a car while on vacation.
Eligibility and Credit Score Requirements
To qualify for the Hawaiian Airlines World Elite Mastercard, applicants typically need a good to excellent credit score, often in the range of 700 or above. Other factors include income stability and overall credit history.
Introductory Offers
Currently, there are no specific introductory offers on the APR for balance transfers or purchases. The card focuses more on travel-related rewards and bonuses.
Special Features or Unique Selling Points
One of the unique selling points of the Hawaiian Airlines World Elite Mastercard is the complimentary anniversary companion certificate, which allows you to bring a friend along at a reduced fare on Hawaiian Airlines flights. This feature alone makes the card attractive for couples or families planning a trip to Hawaii.
How to Apply
Applying for the Hawaiian Airlines World Elite Mastercard is straightforward. Potential applicants can visit the ‘>Apply Here and begin your journey to rewarding travel experiences today.
Aeromexico Visa Signature
Aeromexico Visa Signature Credit Card: An In-Depth Review
The Aeromexico Visa Signature credit card is a co-branded travel card issued by Citi that caters to avid travelers, particularly those loyal to Aeromexico airlines. With a suite of impressive benefits and a robust rewards program, this card is designed to elevate your travel experience, making it a preferred choice for frequent flyers.
Card Type
The Aeromexico Visa Signature is primarily a travel rewards card. It focuses on helping users earn points towards flights and travel-related expenses, making it an excellent choice for those who travel frequently.
Annual Fee
This premium travel card comes with an annual fee of $99. However, considering the value of the rewards earned and the numerous benefits, many users find this fee justifiable, especially if they regularly utilize Aeromexico services.
Rewards Program
The rewards structure of the Aeromexico Visa Signature credit card is robust and enticing. Cardholders earn 2x miles on Aeromexico purchases and 1.5x miles on all other purchases. Points can be redeemed for travel credits, flight upgrades, and other travel-related expenses through Aeromexicos extensive network or its partners, allowing for considerable flexibility in spending rewards.
Sign-Up Bonus
New applicants can take advantage of a generous sign-up bonus. Typically, users can earn up to 50,000 bonus miles after spending $2,500 within the first three months of account opening. This bonus can contribute significantly to a free or discounted flight, making it a compelling incentive for new cardholders.
APR (Annual Percentage Rate)
For those concerned with interest rates, the Aeromexico Visa Signature credit card has a regular APR ranging from 15.99% to 24.99%, depending on creditworthiness. Additionally, there may be an introductory APR offer of 0% for the first 12 months on purchases, providing a cost-saving opportunity in the initial months.
Foreign Transaction Fees
When traveling abroad, cardholders will be pleased to know that the Aeromexico Visa Signature does not charge any foreign transaction fees. This feature makes it particularly advantageous for international travelers, as they can make purchases abroad without incurring extra costs.
Balance Transfer Options
Cardholders can benefit from balance transfer offers with the Aeromexico Visa Signature. The card typically offers a 0% APR for the first 12 months on balances transferred within the first 90 days of account opening. However, a balance transfer fee of 3% applies, so users should weigh this against their current interest rates.
Additional Fees
Aside from the annual fee, users should be aware of other costs associated with the card. A late payment fee can reach up to $39, and cash advance fees stand at 5% of the amount withdrawn or $10, whichever is greater. Some additional fees may apply, so its advisable for users to read the terms closely.
Card Benefits and Perks
The Aeromexico Visa Signature offers a plethora of benefits, including valuable perks like access to Lounge Key airport lounges, travel accident insurance, and lost luggage reimbursement. The card also includes concierge services that assist in planning trips or dealing with travel-related issues, adding to the overall allure of travel convenience.
Customer Protections and Insurance
Cardholders are protected under various consumer benefit policies. The Aeromexico Visa Signature provides zero fraud liability, ensuring users are not held accountable for unauthorized charges. Additionally, it offers purchase protection, extended warranties on purchases, and rental car insurance, giving customers peace of mind when traveling.
Eligibility and Credit Score Requirements
To qualify for the Aeromexico Visa Signature, applicants typically need a credit score of 700 or higher. Meeting this benchmark increases the likelihood of approval, but its essential to consider that other factors, such as income and credit history, may also play a role.
Introductory Offers
In addition to the attractive sign-up bonus, the Aeromexico Visa Signature features introductory offers including 0% APR on purchases for 12 months, allowing users to manage larger travel expenses without accruing interest during the introductory period.
Special Features or Unique Selling Points
This card distinguishes itself with its companion certificate, which is a unique selling point for regular Aeromexico flyers. Annually, cardholders can redeem a certificate providing a 50% discount on a companions ticket for travel within Mexico. This feature, combined with the travel rewards accumulation, enhances the overall value of the card.
How to Apply
Applying for the Aeromexico Visa Signature card is a straightforward process. Interested applicants can fill out an application online through the official bank website. For more details and to start your application, visit the UpCube.net and start planning your travels!