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  • Citi / AAdvantage Executive World Eliteâ„¢ Mastercard

    Citi / AAdvantage Executive World Eliteâ„¢ Mastercard

    Citi / AAdvantage Executive World Elite„¢ Mastercard Overview

    The Citi / AAdvantage Executive World Elite„¢ Mastercard, issued by Citibank, is a premium travel credit card designed for frequent flyers and American Airlines loyalists. As a co-branded credit card, it offers an array of travel rewards, benefits, and protections that cater to the needs of both leisure and business travelers.

    Card Type

    This card falls into the travel rewards category, with a specific focus on earning miles for American Airlines flights and travel expenses. Its advantages make it an ideal choice for individuals who wish to accrue travel rewards for their air travel or related purchases.

    Annual Fee

    The Citi / AAdvantage Executive World Elite„¢ Mastercard comes with an annual fee of $450. While this may seem steep, the card’s extensive perks and benefits can easily outweigh the cost for savvy travelers.

    Rewards Program

    This card features a robust rewards program, allowing cardholders to earn 2 AAdvantage miles for every dollar spent on eligible American Airlines purchases and 1 mile for every dollar spent on all other purchases. The miles earned can be redeemed for flights, seat upgrades, and various travel-related services through the American Airlines AAdvantage program.

    Sign-Up Bonus

    New cardholders can enjoy a lucrative welcome bonus of 50,000 AAdvantage miles after spending $5,000 in the first 3 months of account opening. This bonus can significantly boost your mileage balance, paving the way for exciting travel opportunities.

    APR (Annual Percentage Rate)

    The card features a variable APR ranging from 18.24% to 25.24%, depending on creditworthiness. Additionally, new cardholders can benefit from a special introductory 0% APR on balance transfers for the first 12 months (note that a balance transfer fee applies).

    Foreign Transaction Fees

    Travelers will appreciate that the Citi / AAdvantage Executive card has no foreign transaction fees. This makes it an excellent choice for international travel, allowing you to make purchases abroad without incurring extra charges.

    Balance Transfer Options

    Cardholders can take advantage of a special balance transfer offer, providing a 0% APR for the first 12 months on transferred balances, with a balance transfer fee of either $5 or 3% of the amount transferred, whichever is greater.

    Additional Fees

    Aside from the annual fee, it’s essential to note that the Citi / AAdvantage Executive card may charge a late payment fee up to $40, a cash advance fee of either $10 or 5% of the cash advance amount, and a returned payment fee of up to $40.

    Card Benefits and Perks

    This credit card offers numerous valuable benefits and perks, including a complimentary American Airlines Admirals Club membership, which provides access to more than 50 lounges worldwide. Other perks include priority boarding, free checked bags for cardholders and up to 8 companions on the same reservation, and discounted in-flight purchases.

    Customer Protections and Insurance

    The card ensures strong customer protections, including zero liability on fraudulent purchases, purchase protection for eligible items, and extended warranty coverage on eligible purchases. Additionally, cardholders receive auto rental collision damage waiver insurance when they pay for the rental with the card.

    Eligibility and Credit Score Requirements

    To qualify for this card, applicants typically need a good to excellent credit score, usually between 700 to 850. Other criteria may include a stable income and favorable credit history.

    Introductory Offers

    The Citi / AAdvantage Executive card currently offers a 0% introductory APR on balance transfers for 12 months. This can be particularly beneficial for those looking to consolidate higher-interest debt without incurring immediate fees.

    Special Features or Unique Selling Points

    One major distinguishing feature of this card is the complimentary Admirals Club membership, which is a rare offering in the credit card space. This benefit alone can save frequent travelers hundreds of dollars per year on lounge access fees, making it a compelling choice.

    How to Apply

    Applying for the Citi / AAdvantage Executive World Elite„¢ Mastercard is a straightforward process. Interested applicants can apply online via the ‘>Apply Here for your Citi / AAdvantage Executive World Elite„¢ Mastercard!

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