Tag: Emirates NBD credit card

Emirates Skywards Premium Credit Card Overview

The Emirates Skywards Premium Credit Card, issued by Emirates NBD, stands out as a premier travel rewards card designed for frequent flyers and travel enthusiasts. This co-branded credit card offers a host of benefits and rewards that cater specifically to those who value travel and luxury.

Card Type

This card is categorized as a travel rewards credit card, primarily aimed at individuals who frequently travel and wish to earn rewards that can be redeemed for flights, upgrades, and hotel stays.

Annual Fee

The Emirates Skywards Premium Credit Card comes with an annual fee of AED 1,200. However, given the extensive travel benefits, many cardholders find that the rewards outweigh this cost.

Rewards Program

This card offers a robust rewards structure that includes earning Skyward Miles on every purchase. Cardholders earn

• 3 Miles per AED 1 spent on Emirates flights.
• 2 Miles per AED 1 on hotel bookings and selected travel spend.
• 1 Mile per AED 1 on all other purchases.

The accumulated miles can be redeemed for various benefits, such as free flights, upgrades, and hotel stays within the Emirates Skywards program.

Sign-Up Bonus

New applicants can enjoy an attractive sign-up bonus of 20,000 Skywards Miles when they meet the minimum spending requirement of AED 4,000 within the first three months. This bonus provides a solid foundation for your travel rewards.

APR (Annual Percentage Rate)

The Emirates Skywards Premium Credit Card features a competitive regular APR of 18%. There are no introductory APR offers, but the consistent rate remains favorable compared to many other credit cards in the market.

Foreign Transaction Fees

This card does not charge foreign transaction fees, making it an exceptional choice for international travelers who wish to use their card abroad without incurring additional costs.

Balance Transfer Options

Emirates NBD offers a balance transfer option with a special rate of 0% APR for the first 6 months, which allows cardholders the ability to consolidate existing debt at no interest.

Additional Fees

Cardholders should be aware of other potential fees, including:

• Late payment fees: Up to AED 200
• Cash advance fees: 3% of the amount withdrawn or AED 100, whichever is higher.
• Over-limit fees: AED 150

Card Benefits and Perks

The Emirates Skywards Premium Credit Card comes loaded with exclusive benefits that enhance the travel experience:

• Complimentary access to Centurion lounges around the world.
• Travel insurance up to AED 500,000 including coverage for trip cancellations.
• Concierge service for travel arrangements and lifestyle needs.
• Discounts on select travel and lifestyle services.

Customer Protections and Insurance

Cardholders benefit from several customer protection features that ensure peace of mind:

• Fraud liability protection for unauthorized transactions.
• Purchase protection covering new purchases against theft and damage.
• Rental car insurance for eligible rentals booked with the card.

Eligibility and Credit Score Requirements

To qualify for the Emirates Skywards Premium Credit Card, applicants typically need a credit score of 700 or above. Other criteria include proof of income and residency in the UAE.

Introductory Offers

While there are no formal introductory APR offers, the substantial sign-up bonus and ongoing rewards make this card highly desirable.

Special Features or Unique Selling Points

The Emirates Skywards Premium Credit Card stands out with unique features such as:

• Priority boarding and access to Emirates lounges.
• Exclusive partner discounts on ground services, hotels, and car rentals.
• Free nights at select hotels when booked through the Emirates Skywards program.

How to Apply

Applying for the Emirates Skywards Premium Credit Card is simple. You can UpCube.net.