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Tag: free night award
Hyatt Business Credit Card
Hyatt Business Credit Card: Your Gateway to Premium Travel Rewards
In the ever-evolving world of credit cards, the Hyatt Business Credit Card, issued by Chase, stands out as a premier choice for professionals and business owners. This card is specifically designed for those who seek exceptional travel rewards while managing their business expenses. Below is a comprehensive overview of the Hyatt Business Credit Card, detailing its features, benefits, and unique selling points.
1. Card Name and Issuer
The Hyatt Business Credit Card is issued by Chase Bank. Known for its strong reputation in customer service and innovative credit products, Chase brings a wealth of expertise to this co-branded offering with Hyatt Hotels.
2. Card Type
This card is categorized as a travel rewards business credit card. It is tailored to meet the needs of business owners who frequently travel or spend on services that can earn them rewards.
3. Annual Fee
The Hyatt Business Credit Card comes with an annual fee of $199. While this fee may seem steep, the extensive rewards and benefits can easily outweigh the cost for frequent travelers and business professionals.
4. Rewards Program
The rewards structure of the Hyatt Business Credit Card is particularly appealing. Cardholders earn 4 points per $1 spent on Hyatt hotel stays, 2 points on dining and airline purchases, and 1 point on all other purchases. Points can be redeemed for free nights at Hyatt properties, upgrades, and other travel-related expenses.
5. Sign-Up Bonus
Upon qualifying, new cardholders can earn an attractive sign-up bonus of 60,000 points after spending $5,000 within the first three months of account opening. This generous bonus allows cardholders to take advantage of free stays right away.
6. APR (Annual Percentage Rate)
The card offers a competitive regular APR of 16.99% to 23.99% variable, depending on the creditworthiness of the applicant. There is no introductory APR offer available at this time, making it vital for applicants to be aware of their credit score before applying.
7. Foreign Transaction Fees
For international travelers, the Hyatt Business Credit Card is advantageous as it does not charge foreign transaction fees. This feature allows cardholders to use their cards abroad without worrying about additional charges.
8. Balance Transfer Options
The card does not currently offer any promotional balance transfer options, meaning standard APR rates will apply if you choose to transfer a balance from another card.
9. Additional Fees
Cardholders should be aware of various fees, including a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater, along with a late payment fee that can reach up to $39.
10. Card Benefits and Perks
The Hyatt Business Credit Card comes with a range of benefits. Cardholders enjoy complimentary World of Hyatt membership status, allowing enhanced earning potential and access to exclusive events. Additionally, cardholders can benefit from travel insurance and concierge services that simplify the travel planning process.
11. Customer Protections and Insurance
This card includes various consumer protections, such as zero fraud liability, which protects users from unauthorized purchases. Furthermore, it offers purchase protection and coverage for rental cars, providing extra peace of mind during business trips.
12. Eligibility and Credit Score Requirements
To qualify for the Hyatt Business Credit Card, applicants typically need a credit score of around 700 or higher. This score reflects good financial health, which is essential for approval.
13. Introductory Offers
Currently, there are no introductory APR offers available, meaning users should consider the ongoing rates when applying.
14. Special Features or Unique Selling Points
One of the key differentiators of the Hyatt Business Credit Card is its exclusive free night award eligibility, which cardholders can earn after spending a set amount each year. This feature is particularly appealing for those who frequent Hyatt hotels.
15. How to Apply
Applying for the Hyatt Business Credit Card is straightforward. Interested individuals can apply ‘>official website or check UpCube.net for additional financial insights.
Best Western Rewards Mastercard
Best Western Rewards Mastercard: A Comprehensive Overview
The Best Western Rewards Mastercard, issued by Comenity Capital Bank, is a co-branded credit card designed to enhance the travel experience for those who frequent Best Western hotels. Offering an array of features that cater to both occasional travelers and loyal Best Western patrons, this card combines convenience with value. Below is an in-depth look at the cards benefits, features, and other important details, making it easier for potential applicants to make an informed decision.
Card Type
The Best Western Rewards Mastercard is primarily a rewards card, focusing on travel rewards. It is perfect for frequent travelers looking to earn points on hotel stays and related purchases.
Annual Fee
One of the attractive features of this credit card is that it offers no annual fee.
Rewards Program
The Best Western Rewards Mastercard comes with a robust rewards program that allows cardholders to earn points for every purchase. Users earn 3 points for every $1 spent at Best Western hotels and 2 points for every $1 spent on qualifying gas and dining purchases. Additionally, cardholders earn 1 point for every $1 spent on all other purchases. These points can be redeemed for free nights at Best Western hotels, gift cards, and other travel rewards, providing significant value to frequent guests.
Sign-Up Bonus
New applicants can take advantage of a generous sign-up bonus. Upon meeting a spending requirement of $1,000 within the first 90 days of account opening, cardholders can earn 20,000 bonus pointsâ€enough for two free nights at participating Best Western properties.
APR (Annual Percentage Rate)
The regular APR for the Best Western Rewards Mastercard ranges from 15.24% to 22.24%, depending on creditworthiness. For new applicants, there may be an introductory APR offer of 0% for the first 12 billing cycles on balance transfers, making it an appealing option for managing existing debt.
Foreign Transaction Fees
This credit card does charge foreign transaction fees of 3% for purchases made outside the United States, making it less ideal for international travelers who frequently make purchases abroad.
Balance Transfer Options
As mentioned, new cardholders can benefit from any introductory balance transfer offers with 0% APR for the first 12 billing cycles. After that period, the regular balance transfer APR applies, which allows users to manage existing debt effectively.
Additional Fees
While the card does not have an annual fee, it is important to be aware of other potential fees, such as a late payment fee of up to $40 and a cash advance fee of either $10 or 4% of the amount of each cash advance, whichever is greater.
Card Benefits and Perks
Cardholders enjoy a variety of benefits, including access to travel accident insurance and auto rental collision damage waiver when renting a vehicle, adding another layer of security for frequent travelers. Additionally, special hotel promotions and discounts are available exclusively for cardholders.
Customer Protections and Insurance
The Best Western Rewards Mastercard offers strong customer protections, including $0 fraud liability, purchase protection for eligible items, and travel insurance benefits, helping users to feel secure in their transactions and travels.
Eligibility and Credit Score Requirements
To qualify for the Best Western Rewards Mastercard, applicants typically need a credit score within the range of 670 to 850, which is considered good to excellent by most lenders. Other criteria may include income verification and credit history assessment.
Introductory Offers
After the initial period, the card does not maintain a promotional APR, but the possibility of earning bonus points for specific purchases can enhance its appeal in the long run.
Special Features or Unique Selling Points
One of the standout features of this card is its free night award after spending a set amount in a calendar year, providing a valuable perk for loyal Best Western customers. Additionally, the extensive network of Best Western hotels worldwide offers flexibility and convenience for travelers.
How to Apply
Interested applicants can quickly apply for the Best Western Rewards Mastercard online through the official website. It is a straightforward process that requires basic personal information and a review of creditworthiness. For more detailed information and to initiate the application process, visit the ‘>Apply Here page and visit UpCube.net for more insightful financial tips.