Hyatt Business Credit Card: Your Gateway to Premium Travel Rewards

In the ever-evolving world of credit cards, the Hyatt Business Credit Card, issued by Chase, stands out as a premier choice for professionals and business owners. This card is specifically designed for those who seek exceptional travel rewards while managing their business expenses. Below is a comprehensive overview of the Hyatt Business Credit Card, detailing its features, benefits, and unique selling points.

1. Card Name and Issuer

The Hyatt Business Credit Card is issued by Chase Bank. Known for its strong reputation in customer service and innovative credit products, Chase brings a wealth of expertise to this co-branded offering with Hyatt Hotels.

2. Card Type

This card is categorized as a travel rewards business credit card. It is tailored to meet the needs of business owners who frequently travel or spend on services that can earn them rewards.

3. Annual Fee

The Hyatt Business Credit Card comes with an annual fee of $199. While this fee may seem steep, the extensive rewards and benefits can easily outweigh the cost for frequent travelers and business professionals.

4. Rewards Program

The rewards structure of the Hyatt Business Credit Card is particularly appealing. Cardholders earn 4 points per $1 spent on Hyatt hotel stays, 2 points on dining and airline purchases, and 1 point on all other purchases. Points can be redeemed for free nights at Hyatt properties, upgrades, and other travel-related expenses.

5. Sign-Up Bonus

Upon qualifying, new cardholders can earn an attractive sign-up bonus of 60,000 points after spending $5,000 within the first three months of account opening. This generous bonus allows cardholders to take advantage of free stays right away.

6. APR (Annual Percentage Rate)

The card offers a competitive regular APR of 16.99% to 23.99% variable, depending on the creditworthiness of the applicant. There is no introductory APR offer available at this time, making it vital for applicants to be aware of their credit score before applying.

7. Foreign Transaction Fees

For international travelers, the Hyatt Business Credit Card is advantageous as it does not charge foreign transaction fees. This feature allows cardholders to use their cards abroad without worrying about additional charges.

8. Balance Transfer Options

The card does not currently offer any promotional balance transfer options, meaning standard APR rates will apply if you choose to transfer a balance from another card.

9. Additional Fees

Cardholders should be aware of various fees, including a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater, along with a late payment fee that can reach up to $39.

10. Card Benefits and Perks

The Hyatt Business Credit Card comes with a range of benefits. Cardholders enjoy complimentary World of Hyatt membership status, allowing enhanced earning potential and access to exclusive events. Additionally, cardholders can benefit from travel insurance and concierge services that simplify the travel planning process.

11. Customer Protections and Insurance

This card includes various consumer protections, such as zero fraud liability, which protects users from unauthorized purchases. Furthermore, it offers purchase protection and coverage for rental cars, providing extra peace of mind during business trips.

12. Eligibility and Credit Score Requirements

To qualify for the Hyatt Business Credit Card, applicants typically need a credit score of around 700 or higher. This score reflects good financial health, which is essential for approval.

13. Introductory Offers

Currently, there are no introductory APR offers available, meaning users should consider the ongoing rates when applying.

14. Special Features or Unique Selling Points

One of the key differentiators of the Hyatt Business Credit Card is its exclusive free night award eligibility, which cardholders can earn after spending a set amount each year. This feature is particularly appealing for those who frequent Hyatt hotels.

15. How to Apply

Applying for the Hyatt Business Credit Card is straightforward. Interested individuals can apply ‘>official website or check UpCube.net for additional financial insights.