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Hyatt Business Credit Card
Hyatt Business Credit Card: Your Gateway to Premium Travel Rewards
In the ever-evolving world of credit cards, the Hyatt Business Credit Card, issued by Chase, stands out as a premier choice for professionals and business owners. This card is specifically designed for those who seek exceptional travel rewards while managing their business expenses. Below is a comprehensive overview of the Hyatt Business Credit Card, detailing its features, benefits, and unique selling points.
1. Card Name and Issuer
The Hyatt Business Credit Card is issued by Chase Bank. Known for its strong reputation in customer service and innovative credit products, Chase brings a wealth of expertise to this co-branded offering with Hyatt Hotels.
2. Card Type
This card is categorized as a travel rewards business credit card. It is tailored to meet the needs of business owners who frequently travel or spend on services that can earn them rewards.
3. Annual Fee
The Hyatt Business Credit Card comes with an annual fee of $199. While this fee may seem steep, the extensive rewards and benefits can easily outweigh the cost for frequent travelers and business professionals.
4. Rewards Program
The rewards structure of the Hyatt Business Credit Card is particularly appealing. Cardholders earn 4 points per $1 spent on Hyatt hotel stays, 2 points on dining and airline purchases, and 1 point on all other purchases. Points can be redeemed for free nights at Hyatt properties, upgrades, and other travel-related expenses.
5. Sign-Up Bonus
Upon qualifying, new cardholders can earn an attractive sign-up bonus of 60,000 points after spending $5,000 within the first three months of account opening. This generous bonus allows cardholders to take advantage of free stays right away.
6. APR (Annual Percentage Rate)
The card offers a competitive regular APR of 16.99% to 23.99% variable, depending on the creditworthiness of the applicant. There is no introductory APR offer available at this time, making it vital for applicants to be aware of their credit score before applying.
7. Foreign Transaction Fees
For international travelers, the Hyatt Business Credit Card is advantageous as it does not charge foreign transaction fees. This feature allows cardholders to use their cards abroad without worrying about additional charges.
8. Balance Transfer Options
The card does not currently offer any promotional balance transfer options, meaning standard APR rates will apply if you choose to transfer a balance from another card.
9. Additional Fees
Cardholders should be aware of various fees, including a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater, along with a late payment fee that can reach up to $39.
10. Card Benefits and Perks
The Hyatt Business Credit Card comes with a range of benefits. Cardholders enjoy complimentary World of Hyatt membership status, allowing enhanced earning potential and access to exclusive events. Additionally, cardholders can benefit from travel insurance and concierge services that simplify the travel planning process.
11. Customer Protections and Insurance
This card includes various consumer protections, such as zero fraud liability, which protects users from unauthorized purchases. Furthermore, it offers purchase protection and coverage for rental cars, providing extra peace of mind during business trips.
12. Eligibility and Credit Score Requirements
To qualify for the Hyatt Business Credit Card, applicants typically need a credit score of around 700 or higher. This score reflects good financial health, which is essential for approval.
13. Introductory Offers
Currently, there are no introductory APR offers available, meaning users should consider the ongoing rates when applying.
14. Special Features or Unique Selling Points
One of the key differentiators of the Hyatt Business Credit Card is its exclusive free night award eligibility, which cardholders can earn after spending a set amount each year. This feature is particularly appealing for those who frequent Hyatt hotels.
15. How to Apply
Applying for the Hyatt Business Credit Card is straightforward. Interested individuals can apply ‘>official website or check UpCube.net for additional financial insights.
Chase World of Hyatt Business Card
Chase World of Hyatt Business Card: A Comprehensive Overview
Card Name and Issuer
The Chase World of Hyatt Business Card is issued by Chase Bank, a recognized leader in the financial services industry known for its comprehensive range of credit products and premium rewards programs.Card Type
This card is categorized as a co-branded travel rewards credit card specifically designed for business owners who frequently travel or stay at Hyatt hotels. It offers a seamless way to earn valuable points and perks while managing your business expenses.Annual Fee
The annual fee for the Chase World of Hyatt Business Card is $199, which is considered reasonable given the extensive benefits and rewards included with the card.Rewards Program
The rewards program for this card is highly advantageous for frequent travelers. Cardholders earn 4 points per dollar spent on purchases made directly with Hyatt; 2 points per dollar on restaurants, airline tickets purchased directly from airlines, and local transit and commuting; and 1 point per dollar on all other purchases. Notably, the points can be redeemed for free nights at Hyatt hotels, room upgrades, and other rewarding experiences, making it an excellent choice for those seeking travel rewards.Sign-Up Bonus
New applicants can take advantage of an enticing sign-up bonus: earn 60,000 bonus points after spending $5,000 on purchases in the first three months from account opening. These bonus points can provide significant valueâ€enough for multiple nights in Hyatts high-tier hotels.APR (Annual Percentage Rate)
The regular APR for purchases with the Chase World of Hyatt Business Card is 15.99% to 22.99%, depending on the applicant’s creditworthiness. Additionally, there are no introductory APR offers, so its important to use the card responsibly to avoid accruing interest on unpaid balances.Foreign Transaction Fees
One of the key benefits of the Chase World of Hyatt Business Card is that it waives foreign transaction fees. This feature is especially advantageous for business travelers who frequently incur expenses abroad, as it allows for cost-effective spending without extra charges.Balance Transfer Options
The card does not currently offer a promotional balance transfer option, which means any balances moved from other accounts will have the standard APR applied immediately. This aspect could deter users looking to manage debt with preference rates.Additional Fees
In addition to the annual fee, cardholders should be aware of potential additional fees which include a late payment fee of up to $39, and a cash advance fee of either $10 or 5% of the amount of each transaction, whichever is greater.Card Benefits and Perks
Beyond its rewards program, the Chase World of Hyatt Business Card boasts a multitude of benefits and perks. Cardholders enjoy automatic elite status, which provides enhanced benefits at Hyatt properties, including room upgrades, exclusive access to special promotions, and late checkout. Furthermore, cardholders can earn two Free Night Awards each year after their cardmember anniversary, allowing for complimentary stays at participating Hyatt hotels.Customer Protections and Insurance
The card comes with robust consumer protections such as comprehensive fraud liability, purchase protection, and extended warranty coverage. Additionally, cardholders benefit from rental car insurance, provided they use the card to pay for the rental and decline the insurance offered by the rental agency.Eligibility and Credit Score Requirements
To qualify for the Chase World of Hyatt Business Card, applicants typically need to have a good to excellent credit score (generally in the range of 700 or above). This credit requirement ensures that the card is offered to individuals who are likely to manage their credit responsibly and make the most of the travel rewards program.Introductory Offers
While this card does not feature any generous introductory APR offers, it does excel in providing value through its ongoing features and benefits that enrich the cardholder’s travel experience.Special Features or Unique Selling Points
A unique selling point of the Chase World of Hyatt Business Card is its hotel loyalty program associated with the Hyatt brand. Cardholders have the potential to earn enough points for multiple free nights, enhancing their travel experiences. Additionally, the card provides value added through the annual Free Night Award, which can help offset the annual fee.How to Apply
Interested applicants can easily apply for the Chase World of Hyatt Business Card through the online process. To get started, visit the official Chase website by clicking on the following link: ‘>Apply Here.For more financial insights and resourceful information, visit UpCube.net.