Hyatt Credit Card: Comprehensive Overview and Features

The Hyatt Credit Card, issued by Chase, is a co-branded travel rewards credit card designed for frequent travelers looking to maximize their hotel stays and earn valuable benefits in the expansive World of Hyatt loyalty program. This credit card not only provides a seamless way to earn rewards but also offers unique perks tailored to Hyatt enthusiasts and travel aficionados alike.

Card Type

As a travel rewards credit card, the Hyatt Credit Card is specifically designed to help cardholders earn points on everyday spending that can be redeemed for hotel stays, room upgrades, and other travel-related expenses.

Annual Fee

The Hyatt Credit Card comes with an annual fee of $95. While this may seem like a significant cost, the card’s features and potential rewards can far outweigh this fee for regular Hyatt customers.

Rewards Program

Cardholders earn 3 points per dollar spent at Hyatt hotels, 2 points per dollar spent on dining and airline tickets, and 1 point per dollar on all other purchases. Points can be redeemed for free nights at Hyatt properties, travel experiences, and more through the World of Hyatt program, making this card a great option for avid travelers.

Sign-Up Bonus

New applicants can qualify for a lucrative welcome bonus of 30,000 points after making $3,000 in purchases in the first three months of account opening. This bonus allows cardholders to enjoy additional rewards right from the start, enabling them to book free nights or upgrades with ease.

APR (Annual Percentage Rate)

The regular APR for the Hyatt Credit Card is competitive, with rates starting at 15.99% to 22.99%, based on creditworthiness. Additionally, an introductory offer may sometimes be available, such as a 0% APR for the first 12 months on purchases, which can assist cardholders in managing high expenses during their initial travels.

Foreign Transaction Fees

Travelers will appreciate that the Hyatt Credit Card waives foreign transaction fees. This means you can make purchases abroad without worrying about additional charges, making it an ideal choice for those who frequently travel internationally.