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Tag: IHG Rewards Club
IHG Rewards Premier Mastercard
IHG Rewards Premier Mastercard: Your Ultimate Travel Companion
The IHG Rewards Premier Mastercard is a co-branded credit card offered by IHG (InterContinental Hotels Group) and issued by Chase Bank. This card is designed specifically for frequent travelers who want to earn rewards for their hotel stays and travel purchases. Here’s everything you need to know about this impressive credit card.
Card Type
The IHG Rewards Premier Mastercard is a travel rewards credit card, enabling cardholders to earn points on every purchase. It is particularly beneficial for those who stay frequently at IHG hotels, such as InterContinental, Crowne Plaza, and Holiday Inn, among others.
Annual Fee
The card comes with an annual fee of $89. This fee is fairly typical for a travel rewards card, especially one that offers a robust rewards structure and additional perks.
Rewards Program
The IHG Rewards Premier Mastercard offers a comprehensive rewards program. Cardholders can earn:
- 10 points per dollar spent at IHG hotels.
- 2 points per dollar on gas station, grocery, and restaurant purchases.
- 1 point per dollar on all other purchases.
Points can be redeemed for free nights at IHG hotels, gift cards, merchandise, and other travel-related expenses, making it a versatile option for travelers seeking to maximize their rewards.
Sign-Up Bonus
New applicants can enjoy a generous sign-up bonus of 140,000 points after spending $3,000 within the first three months of account opening. This bonus can equate to several free hotel nights, depending on the redemption level.
APR (Annual Percentage Rate)
The card features a regular APR of 20.24% to 27.24% variable, based on creditworthiness. Additionally, there’s a promotional 0% introductory APR on balance transfers for the first 12 months, which is ideal for consolidating higher-interest debt.
Foreign Transaction Fees
The IHG Rewards Premier Mastercard is a great option for international travelers, as it charges no foreign transaction fees. This means you can use your card abroad without worrying about extra charges on your purchases.
Balance Transfer Options
With the IHG Rewards Premier Mastercard, eligible cardholders can take advantage of special balance transfer options, including the 0% APR for 12 months. Balance transfer fees apply, typically around 3% of the transfer amount, which is important to factor in when considering transferring a balance.
Additional Fees
Other fees associated with the card may include:
- Late payment fee: Up to $40
- Cash advance fee: Either 5% of the amount advanced or $10, whichever is greater.
Card Benefits and Perks
Cardholders enjoy a range of benefits, including:
- Complimentary IHG Rewards Club membership, which provides additional perks such as late check-out and free internet access at IHG properties.
- No blackout dates when redeeming points for hotel stays.
- Access to a concierge service for travel assistance.
- Annual free night certificate, valid at selected IHG hotels.
Customer Protections and Insurance
The IHG Rewards Premier Mastercard offers robust customer protection, which includes:
- Zero liability for unauthorized purchases, providing peace of mind for cardholders.
- Purchase protection for eligible purchases against theft or damage.
- Rental car insurance, providing coverage in case of accident or damage during rental periods.
Eligibility and Credit Score Requirements
To qualify for the IHG Rewards Premier Mastercard, applicants should generally have a credit score of 680 or higher. Meeting this benchmark increases the likelihood of approval for this travel rewards card.
Introductory Offers
Aside from the sign-up bonus, the IHG Rewards Premier Mastercard features a 0% APR introductory offer for balance transfers for the first 12 months. This offer provides an excellent opportunity to manage existing debt more efficiently.
Special Features or Unique Selling Points
One of the standout features of this card is the annual free night award after each account anniversary, which adds significant value for frequent travelers. The flexibility to redeem points without blackout dates is also a compelling selling point.
How to Apply
Applying for the IHG Rewards Premier Mastercard is a straightforward process. Interested applicants can apply online through the official IHG website or by visiting Chase branches. For more details, visit the official application page at UpCube.net.
IHG Rewards Premier Card
IHG Rewards Premier Card: Unlocking Travel Rewards
The IHG Rewards Premier Card is a premium travel credit card issued by Chase, tailored specifically for frequent travelers and InterContinental Hotels Group (IHG) enthusiasts. This co-branded card provides exceptional value to those who frequently stay at IHG properties, offering rewards that can be redeemed for hotel stays, dining, and various travel experiences.
Card Type
The IHG Rewards Premier Card is a co-branded travel rewards card that facilitates efficient earning of points for users while providing extensive travel-related benefits and perks. Ideal for those who prioritize hotel stays, this card allows you to maximize your spending on travel and accommodations.
Annual Fee
This premium card comes with an annual fee of $89, a reasonable cost considering the extensive rewards and benefits that members can earn. There is also no foreign transaction fee, making it an excellent option for international travelers.
Rewards Program
The rewards structure of the IHG Rewards Premier Card is particularly generous. Cardholders earn:
- Earn 20 points for every $1 spent at IHG hotels.
- Earn 2 points per $1 on dining and fuel purchases.
- Earn 1 point for every $1 spent on all other purchases.
The points accrued can be redeemed elegantly for free nights at any IHG hotel, merchandise, or gift cards. The flexibility in point redemption makes this card appealing for diverse travelers.
Sign-Up Bonus
New cardholders can take advantage of a significant welcome offer. After spending $3,000 in the first three months of account opening, you can earn up to 140,000 bonus points, enough for several free nights at IHG hotels. This compelling sign-up bonus effectively provides greater incentive for new applicants.
APR (Annual Percentage Rate)
The standard APR for the IHG Rewards Premier Card is a competitive rate, currently ranging between 15.74% to 22.74%, depending on creditworthiness. Notably, new cardholders may also benefit from an introductory 0% APR offer on purchases for the first 12 months, providing an opportunity to finance larger expenses interest-free.
Foreign Transaction Fees
One of the key advantages of the IHG Rewards Premier Card is that it does not charge foreign transaction fees. This feature enables cardholders to utilize their card abroad without incurring additional costs, making it a smart choice for international vacations.
Balance Transfer Options
While this card is primarily focused on travel rewards, it does offer balance transfer options. Cardholders may qualify for a 0% APR introductory offer on balances transferred within the first 12 months, although a balance transfer fee of 3% is applicable. It’s crucial to consider these options carefully for effective financial management.
Additional Fees
Aside from the annual fee and balance transfer fee, cardholders should be aware of a few additional costs. A late fee can be charged up to $40 for missed payments, and cash advance fees incur a standard charge of either $10 or 5% of the amount, whichever is greater.
Card Benefits and Perks
Cardholders of the IHG Rewards Premier Card enjoy a range of valuable benefits, including:
- Free night after every account anniversary.
- Access to IHG’s Rewards Club, including instant Gold Elite status.
- Bonus points on eligible purchases through the IHG app and website.
- Travel insurance and purchase protection for added peace of mind.
Additionally, the cardholder can access various travel assistance services, enhancing the overall travel experience.
Customer Protections and Insurance
The IHG Rewards Premier Card is designed with customer security in mind, offering fraud liability protection, purchase protection, and comprehensive rental car insurance. These protections guard against unauthorized transactions and cover new purchases against damage or theft, ensuring safer travel and spending.
Eligibility and Credit Score Requirements
To qualify for the IHG Rewards Premier Card, applicants typically need a good to excellent credit score, generally ranging from 700 to 850. Other application criteria may include income verification and a history of timely payments on existing credit accounts.
Introductory Offers
A standout feature of this card is the introductory offer that includes a 0% APR on purchases for the first 12 months. This offer is an attractive incentive for those looking to manage expenses while accumulating points toward travel rewards.
Special Features or Unique Selling Points
One of the unique selling propositions of the IHG Rewards Premier Card is its anniversary free night offer, enhancing the card’s appeal to those who frequent IHG hotels. This ensures that cardholders can always enjoy a complimentary stay each year, maximizing the return on their investment.
How to Apply
Applying for the IHG Rewards Premier Card is a straightforward process. Prospective cardholders can complete their applications quickly through the online platform. To start, visit the UpCube.net and start your journey toward unparalleled travel rewards!
IHG Rewards Club Traveler Credit Card
IHG Rewards Club Traveler Credit Card
The IHG Rewards Club Traveler Credit Card, issued by IHG (InterContinental Hotels Group), is designed for travelers and hotel aficionados who wish to earn valuable rewards while enjoying perks on their trips. This travel rewards card not only provides the opportunity to earn points towards free stays at IHG hotels but also includes several benefits that make travel easier and more rewarding.
Card Type
The IHG Rewards Club Traveler Credit Card is a co-branded travel rewards card. It targets frequent travelers and patrons of the IHG hotel chain, offering rewards on hotel stays, dining, and more.
Annual Fee
One of the attractive features of the IHG Rewards Club Traveler Credit Card is that it comes with no annual fee. This makes it an appealing choice for those looking to maximize travel rewards without incurring extra costs.
Rewards Program
The card features a competitive rewards structure that allows cardholders to earn points on every purchase. Cardholders can earn:
- 5 points per dollar spent on purchases at IHG hotels.
- 2 points per dollar spent at restaurants and gas stations.
- 1 point per dollar on all other purchases.
Points can be redeemed for free nights at IHG hotels, travel experiences, or through the IHG rewards program, which includes over 5,000 hotels worldwide.
Sign-Up Bonus
New cardholders can take advantage of a generous sign-up bonus. After spending $2,000 within the first three months of account opening, users can earn 75,000 bonus points. This bonus can easily translate into several free nights at IHG properties, depending on the location and season.
APR (Annual Percentage Rate)
The card’s standard APR for purchases is competitive, typically ranging around 20.24% to 27.24%, depending on creditworthiness. Additionally, there may be an introductory APR offer of 0% for the first 12 months on balance transfers, allowing users to save on interest while managing outstanding debt.
Foreign Transaction Fees
Travelers will appreciate that the IHG Rewards Club Traveler Credit Card has no foreign transaction fees. This feature is particularly beneficial for those who frequently travel abroad, making it easier to use the card internationally without incurring extra charges.
Balance Transfer Options
Cardholders looking to consolidate debt can take advantage of the card’s special balance transfer offer, which includes 0% APR for the first 12 months, although a standard balance transfer fee of 3% applies.
Additional Fees
While the card does not have an annual fee, users should be aware of potential additional fees, such as:
- Late payment fee: Up to $40
- Cash advance fee: Either $10 or 5% of the amount, whichever is greater
Card Benefits and Perks
In addition to its rewards program, the IHG Rewards Club Traveler Credit Card offers a range of benefits and perks, including:
- Travel Insurance: Coverage for trip cancellation and interruption.
- Purchase Protection: Safeguards card purchases against theft or damage.
- Rental Car Insurance: Coverage on rentals when paid with the card.
Customer Protections and Insurance
Cardholders enjoy robust customer protections, which include $0 fraud liability for unauthorized purchases, providing peace of mind while traveling.
Eligibility and Credit Score Requirements
To qualify for the IHG Rewards Club Traveler Credit Card, applicants generally need a credit score of good to excellent, typically around 700 or higher. Additionally, factors such as income and existing credit history are considered.
Introductory Offers
The card’s introductory offers, such as the 0% APR on balance transfers for the first 12 months, present a compelling opportunity for both new and existing users looking to manage their finances more effectively.
Special Features or Unique Selling Points
Distinctive features of the IHG Rewards Club Traveler Credit Card include the potential for free hotel nights and exclusive offers for cardholders, making it a valuable asset for those who regularly stay at IHG properties.
How to Apply
Applying for the IHG Rewards Club Traveler Credit Card is straightforward. Prospective users can submit their applications online. For more details on the application process and to get started, visit the UpCube.net and embark on your travel rewards journey!