Tag: KeyBank credit card.

Kimpton Inner Circle Rewards Card

Kimpton Inner Circle Rewards Card: Your Key to Exclusive Travel Benefits

The Kimpton Inner Circle Rewards Card, issued by KeyBank, is a co-branded credit card designed for travelers who enjoy luxurious accommodations and exceptional rewards. This card is ideal for those who frequently stay at Kimpton Hotels and are looking to maximize their travel rewards while enjoying exclusive perks. In this comprehensive overview, we will delve into the specific details of the card, including its rewards program, fees, benefits, and how to apply.

Card Type

The Kimpton Inner Circle Rewards Card is classified as a co-branded travel rewards credit card. Specifically tailored for loyal patrons of Kimpton Hotels, this card allows cardholders to earn points that can be redeemed for future stays, making it a perfect option for frequent travelers.

Annual Fee

One of the most attractive features of the Kimpton Inner Circle Rewards Card is that it comes with no annual fee. This makes it an excellent choice for individuals who want to take advantage of travel rewards without incurring additional costs.

Rewards Program

The cardÃ¢â‚¬â„¢s rewards program is robust, offering 5 points per dollar spent at Kimpton Hotels, along with 2 points per dollar spent on dining and entertainment, and 1 point on all other purchases. Additionally, points can be redeemed for Kimpton rewards nights, free upgrades, and various other perks, enhancing the overall travel experience.

Sign-Up Bonus

Upon approval, new cardholders can enjoy a lucrative welcome bonus. Customers who spend $1,000 in the first three months of account opening can earn an additional 25,000 bonus points, which can be redeemed for free nights at Kimpton Hotels. This attractive sign-up bonus significantly boosts the cardÃ¢â‚¬â„¢s rewards potential right from the start.

APR (Annual Percentage Rate)

The Kimpton Inner Circle Rewards Card offers a standard APR of 15.99% to 24.99%, depending on creditworthiness. Furthermore, new cardholders may benefit from an introductory APR offer of 0% for the first 12 months on purchases. After the introductory period, the regular APR will apply.

Foreign Transaction Fees

Travelers will be pleased to know that the Kimpton Inner Circle Rewards Card does not charge foreign transaction fees. This feature is particularly advantageous for those traveling internationally, allowing them to use their card without incurring additional costs.

Balance Transfer Options

While the Kimpton Inner Circle Rewards Card is primarily focused on travel rewards, it also offers options for balance transfers. Cardholders can benefit from a 0% APR on balance transfers made within the first 12 months, providing an excellent opportunity to manage existing debt without incurring interest during the promotional period.

Additional Fees

In addition to the primary features, the Kimpton Inner Circle Rewards Card comes with some additional fees. Cardholders should be aware of a late payment fee of up to $39, as well as a cash advance fee of either 3% or $10, whichever is greater. ItÃ¢â‚¬â„¢s important to keep these fees in mind to avoid unexpected charges.

Card Benefits and Perks

The card includes several noteworthy benefits that enhance its appeal. Cardholders gain access to extraordinary perks such as travel insurance, concierge services, and access to airport lounges. These benefits can significantly elevate the travel experience, providing convenience and peace of mind while on the road.

Customer Protections and Insurance

In terms of security, the Kimpton Inner Circle Rewards Card offers robust customer protections. This includes fraud liability protection, ensuring that cardholders are not held responsible for unauthorized charges. Additionally, the card provides purchase protection and rental car insurance as part of its comprehensive coverage, safeguarding users while they travel.

Eligibility and Credit Score Requirements

To apply for the Kimpton Inner Circle Rewards Card, applicants should generally have a credit score of 670 or higher to qualify. Meeting this credit score threshold will improve the chances of approval and potentially lead to more favorable terms.

Introductory Offers

In addition to the 0% APR on balance transfers and purchases for the first year, the Kimpton Inner Circle Rewards Card does not include any complicated introductory offers that could affect card usage. Instead, it maintains a straightforward rewards structure that appeals to most users.

Special Features or Unique Selling Points

Among its many features, one notable selling point is the potential for cardholders to earn free hotel nights based on their accumulated points. Additionally, concierge services add value for those who enjoy personalized assistance while traveling.

How to Apply

Interested applicants can easily apply for the Kimpton Inner Circle Rewards Card ‘>Apply Here for more information.

For more personal finance insights and tips, check out UpCube.net.

October 22, 2024
KeyBank Secured Visa Platinum
Explore the KeyBank Secured Visa Platinum

If you are looking to rebuild your credit or establish a healthy credit history, the KeyBank Secured Visa Platinum could be your perfect financial companion. Issued by KeyBank, this secured credit card enables you to enjoy several benefits while minimizing your risks. Below, we will dive deep into the various features, fees, and advantages of the KeyBank Secured Visa Platinum.

Card Type

The KeyBank Secured Visa Platinum is classified as a secured credit card. This type of card requires a cash deposit that acts as your credit limit, making it an excellent choice for those who are looking to improve their credit score.

Annual Fee

One of the attractive features of the KeyBank Secured Visa Platinum is that it comes with a $0 annual fee. This makes it an economical choice for those who wish to manage their expenses efficiently.

Rewards Program

Unlike many traditional credit cards that offer cashback or travel rewards, the KeyBank Secured Visa Platinum focuses primarily on building credit rather than generating rewards. However, every responsible use of the card contributes positively to your credit score, which can pave the way for future credit opportunities.

Sign-Up Bonus

This card does not typically offer a sign-up bonus as found in many unsecured credit cards. However, securing the card does lay the foundation for better credit opportunities in the future if adequately managed.

APR (Annual Percentage Rate)

The regular APR for the KeyBank Secured Visa Platinum is competitive, standing at a variable APR of 22.99%. While there are no introductory APR offers, maintaining timely payments can help you avoid additional interest charges.

Foreign Transaction Fees

When traveling abroad, the last thing you want is unexpected costs. The KeyBank Secured Visa Platinum has a foreign transaction fee of 3% of each transaction made outside the U.S. ItÃ¢â‚¬â„¢s essential to consider this charge when using the card internationally.

Balance Transfer Options

Currently, the KeyBank Secured Visa Platinum does not provide any promotional balance transfer options or zero-interest introductory offers. If you are looking to consolidate debt with lower fees, you may need to explore other card options.

Additional Fees

While the card has no annual fee, be mindful of some other potential fees associated with its use. This includes:
- Late Payment Fee: Up to $37
- Cash Advance Fee: The greater of $5 or 3% of the transaction.
Card Benefits and Perks

Although this secured card does not come with extravagant perks frequently offered by premium credit cards, it has essential benefits, including:
- Fraud Liability Protection: Cardholders are protected against unauthorized charges.
- Monthly Reporting to Credit Bureaus: Responsible usage ensures better credit development.
Customer Protections and Insurance

The KeyBank Secured Visa Platinum offers various customer protections. These features include:
- Purchase Protection: Covers your purchases against theft or damage.
- Extended Warranty: Extends the manufacturer’s warranty for eligible purchases.
Eligibility and Credit Score Requirements

This secured credit card is aimed primarily at individuals looking to establish or rebuild their credit scores. A recommended credit score is typically below 620 for approval, making it suitable for a wide audience.

Introductory Offers

As this card does not typically feature introductory offers like 0% APR promotions, users are encouraged to focus on building credit history through consistent repayments instead.

Special Features or Unique Selling Points

The KeyBank Secured Visa Platinum stands out because it is specifically designed for those who might have credit challenges. Building your credit this way is a significant advantage, particularly compared to unsecured cards for applicants with limited credit history.

How to Apply

Applying for the KeyBank Secured Visa Platinum is straightforward. Interested individuals can apply ‘>Official Website or check out UpCube.net for further financial insights.
October 22, 2024
KeyBank Business Platinum Visa

KeyBank Business Platinum Visa: Elevate Your Business Expenses with Exceptional Rewards

The KeyBank Business Platinum Visa is an outstanding financial tool tailored specifically for small business owners and entrepreneurs. Issued by KeyBank, this business credit card is designed to help you manage your expenses while maximizing rewards. In this comprehensive review, we will delve into the cardÃ¢â‚¬â„¢s features, benefits, and potential downsides to give you a clear picture of what to expect.

Card Type

The KeyBank Business Platinum Visa is a business credit card, making it an ideal choice for business owners seeking to separate personal and professional expenses while enjoying robust rewards.

Annual Fee

One of the appealing features of this card is that it carries no annual fee. This makes it an attractive option for small business owners who want to minimize costs while taking advantage of credit card benefits.

Rewards Program

The rewards structure of the KeyBank Business Platinum Visa is particularly enticing. Cardholders earn unlimited 1.5% cashback on all purchases. There are no tiered categories, which simplifies earning rewards and allows flexibility in how and where you spend.

Sign-Up Bonus

New cardholders can take advantage of a lucrative welcome bonus. Upon meeting the spending requirement of $3,000 in the first 90 days, you can earn a substantial bonus that can be redeemed for statement credits, travel, and more. This bonus provides an excellent opportunity to kickstart your rewards journey.

APR (Annual Percentage Rate)

The KeyBank Business Platinum Visa offers a competitive standard APR of 15.24% to 24.24%, depending on your creditworthiness. Additionally, there is an introductory offer of 0% APR for the first 12 months for purchases and balance transfers, making it a great choice for those looking to finance bigger projects or consolidate existing debt.

Foreign Transaction Fees

This card is designed for the globally-minded business owner, as it has no foreign transaction fees. This feature makes it an excellent option for traveling internationally without incurring extra costs.

Balance Transfer Options

The KeyBank Business Platinum Visa provides a promotional offer for balance transfers. Cardholders can transfer balances at 0% APR during the first 12 months, giving users a chance to save on interest while paying down existing debt.

Additional Fees

Aside from the lack of an annual fee, there are other fees to consider. The card charges a late payment fee of up to $39 and a cash advance fee of either $10 or 4% of the cash advance, whichever is greater. ItÃ¢â‚¬â„¢s essential to be aware of these fees to manage your account responsibly.

Card Benefits and Perks

The KeyBank Business Platinum Visa comes packed with various benefits and perks. You get access to travel insurance, which covers trip cancellations and interruptions, as well as rental car insurance to protect you while traveling on business. Additionally, cardholders benefit from expense tracking tools to help manage spending effectively.

Customer Protections and Insurance

Consumer protection is a high priority with the KeyBank Business Platinum Visa. The card offers fraud liability protection, ensuring youÃ¢â‚¬â„¢re not held responsible for unauthorized purchases. It also features purchase protection, which guards your recent purchases against theft or damage for a limited time after purchase.

Eligibility and Credit Score Requirements

To qualify for the KeyBank Business Platinum Visa, a credit score of around 680 or higher is typically recommended. Additionally, applicants should demonstrate sufficient income and a stable business operation to secure approval.

Introductory Offers

The card provides an attractive introductory offer with 0% APR for the first 12 months on purchases and balance transfers. This can be particularly advantageous for businesses looking to make large purchases or consolidate existing credit card debt.

Special Features or Unique Selling Points

One of the standout features of the KeyBank Business Platinum Visa is its user-friendly rewards program, with no complicated categories to track. The simplicity of earning a consistent cashback rate on all purchases makes it suitable for businesses of all types.

How to Apply

Applying for the KeyBank Business Platinum Visa is a straightforward process. Interested applicants can ‘>Apply Here.

For more insights into credit and financial tools, visit UpCube.net.

October 22, 2024
Key Private Bank Elite Visa

Key Private Bank Elite Visa: The Premier Credit Card for Affluent Customers

The Key Private Bank Elite Visa is an exclusive credit card issued by KeyBank, designed to cater to affluent customers looking for a mix of premium experiences and exceptional rewards. This card is more than just a payment method; it is a gateway to travel rewards, cashback, and various perks that enrich your lifestyle.

Card Type

The Key Private Bank Elite Visa falls into the category of premium credit card, offering a robust rewards program along with a suite of benefits that cater to frequent travelers and savvy shoppers. This card is ideal for individuals who value both luxury and utility.

Annual Fee

One of the key differentiators of the Key Private Bank Elite Visa is its annual fee. While many premium cards charge hefty annual fees, the Key Private Bank Elite Visa is known for its competitive structure that may even allow for a fee waiver based on certain spending thresholds.

Rewards Program

The rewards program for the Key Private Bank Elite Visa is robust. Cardholders earn cashback on all purchases, with additional rewards in select categories such as travel, dining, and groceries. Rewards can be redeemed for statement credits, travel bookings, or gift cards, providing flexibility and value tailored to individual preferences.

Sign-Up Bonus

New cardholders can look forward to an enticing sign-up bonus. To qualify, users typically need to meet specific spending requirements within the first three months of account opening. This bonus can significantly enhance the cardÃ¢â‚¬â„¢s value proposition, making it a sought-after choice among elite credit cards.

APR (Annual Percentage Rate)

The Key Private Bank Elite Visa offers a competitive APR that varies based on the applicant’s creditworthiness. While an initial introductory rate may be available for new applicants, the regular APR can remain relatively low compared to other premium cards, making it an attractive option for those who tend to carry a balance.

Foreign Transaction Fees

For the globe-trotters, the Key Private Bank Elite Visa shines with its no foreign transaction fees policy. This benefit is crucial for travelers who want to avoid extra costs when using their card internationally, allowing for a seamless experience when purchasing abroad.

Balance Transfer Options

The card also offers convenient balance transfer options. New cardholders can benefit from promotional balance transfer rates, such as 0% APR for a limited time, making it easier to manage existing debt effectively.

Additional Fees

Aside from the annual fee, the Key Private Bank Elite Visa includes a range of additional fees that cardholders should be aware of. These include standard charges such as late payment fees and cash advance fees, which should be carefully considered before applying.

Card Benefits and Perks

Cardholders of the Key Private Bank Elite Visa enjoy a plethora of benefits and perks. These include access to luxury airport lounges, concierge services, and exclusive travel insurance, ensuring peace of mind for travelers. Additionally, travelers benefit from coverage that includes trip cancellation and lost baggage insurance.

Customer Protections and Insurance

Your purchases are protected with essential customer protections that include fraud liability coverage, purchase protection, and rental car insurance. These safeguards enhance the overall value of the Key Private Bank Elite Visa and provide an added layer of security for cardholders.

Eligibility and Credit Score Requirements

Potential applicants should note that the Key Private Bank Elite Visa targets individuals with a higher credit standing. Typically, a credit score of 700 or above is recommended for optimum approval chances. This ensures the card remains exclusive to those who exhibit responsible credit behavior.

Introductory Offers

The card often features compelling introductory offers, such as a 0% APR for the initial months on both purchases and balance transfers, allowing new cardholders the opportunity to save on interest while they adjust to their new card.

Special Features or Unique Selling Points

What sets the Key Private Bank Elite Visa apart is its unique selling points. Cardholders may receive complimentary nights at high-end hotels or exclusive access to premium events. Such features amplify the cardÃ¢â‚¬â„¢s appeal, making it an elite choice for those who seek remarkable experiences.

How to Apply

Applying for the Key Private Bank Elite Visa is straightforward. Interested individuals can fill out an application online or visit a local branch. For those ready to elevate their financial portfolio, UpCube.net. Don’t miss the opportunity to experience the benefits of the Key Private Bank Elite VisaÃ¢â‚¬â€