Tag: Kimpton Hotels

  • Kimpton Inner Circle Rewards Card

    Kimpton Inner Circle Rewards Card

    Kimpton Inner Circle Rewards Card: Your Key to Exclusive Travel Benefits

    The Kimpton Inner Circle Rewards Card, issued by KeyBank, is a co-branded credit card designed for travelers who enjoy luxurious accommodations and exceptional rewards. This card is ideal for those who frequently stay at Kimpton Hotels and are looking to maximize their travel rewards while enjoying exclusive perks. In this comprehensive overview, we will delve into the specific details of the card, including its rewards program, fees, benefits, and how to apply.

    Card Type

    The Kimpton Inner Circle Rewards Card is classified as a co-branded travel rewards credit card. Specifically tailored for loyal patrons of Kimpton Hotels, this card allows cardholders to earn points that can be redeemed for future stays, making it a perfect option for frequent travelers.

    Annual Fee

    One of the most attractive features of the Kimpton Inner Circle Rewards Card is that it comes with no annual fee. This makes it an excellent choice for individuals who want to take advantage of travel rewards without incurring additional costs.

    Rewards Program

    The card’s rewards program is robust, offering 5 points per dollar spent at Kimpton Hotels, along with 2 points per dollar spent on dining and entertainment, and 1 point on all other purchases. Additionally, points can be redeemed for Kimpton rewards nights, free upgrades, and various other perks, enhancing the overall travel experience.

    Sign-Up Bonus

    Upon approval, new cardholders can enjoy a lucrative welcome bonus. Customers who spend $1,000 in the first three months of account opening can earn an additional 25,000 bonus points, which can be redeemed for free nights at Kimpton Hotels. This attractive sign-up bonus significantly boosts the card’s rewards potential right from the start.

    APR (Annual Percentage Rate)

    The Kimpton Inner Circle Rewards Card offers a standard APR of 15.99% to 24.99%, depending on creditworthiness. Furthermore, new cardholders may benefit from an introductory APR offer of 0% for the first 12 months on purchases. After the introductory period, the regular APR will apply.

    Foreign Transaction Fees

    Travelers will be pleased to know that the Kimpton Inner Circle Rewards Card does not charge foreign transaction fees. This feature is particularly advantageous for those traveling internationally, allowing them to use their card without incurring additional costs.

    Balance Transfer Options

    While the Kimpton Inner Circle Rewards Card is primarily focused on travel rewards, it also offers options for balance transfers. Cardholders can benefit from a 0% APR on balance transfers made within the first 12 months, providing an excellent opportunity to manage existing debt without incurring interest during the promotional period.

    Additional Fees

    In addition to the primary features, the Kimpton Inner Circle Rewards Card comes with some additional fees. Cardholders should be aware of a late payment fee of up to $39, as well as a cash advance fee of either 3% or $10, whichever is greater. It’s important to keep these fees in mind to avoid unexpected charges.

    Card Benefits and Perks

    The card includes several noteworthy benefits that enhance its appeal. Cardholders gain access to extraordinary perks such as travel insurance, concierge services, and access to airport lounges. These benefits can significantly elevate the travel experience, providing convenience and peace of mind while on the road.

    Customer Protections and Insurance

    In terms of security, the Kimpton Inner Circle Rewards Card offers robust customer protections. This includes fraud liability protection, ensuring that cardholders are not held responsible for unauthorized charges. Additionally, the card provides purchase protection and rental car insurance as part of its comprehensive coverage, safeguarding users while they travel.

    Eligibility and Credit Score Requirements

    To apply for the Kimpton Inner Circle Rewards Card, applicants should generally have a credit score of 670 or higher to qualify. Meeting this credit score threshold will improve the chances of approval and potentially lead to more favorable terms.

    Introductory Offers

    In addition to the 0% APR on balance transfers and purchases for the first year, the Kimpton Inner Circle Rewards Card does not include any complicated introductory offers that could affect card usage. Instead, it maintains a straightforward rewards structure that appeals to most users.

    Special Features or Unique Selling Points

    Among its many features, one notable selling point is the potential for cardholders to earn free hotel nights based on their accumulated points. Additionally, concierge services add value for those who enjoy personalized assistance while traveling.

    How to Apply

    Interested applicants can easily apply for the Kimpton Inner Circle Rewards Card ‘>Apply Here for more information.

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