Best Western Rewards Mastercard: A Comprehensive Overview

The Best Western Rewards Mastercard, issued by Comenity Capital Bank, is a co-branded credit card designed to enhance the travel experience for those who frequent Best Western hotels. Offering an array of features that cater to both occasional travelers and loyal Best Western patrons, this card combines convenience with value. Below is an in-depth look at the cards benefits, features, and other important details, making it easier for potential applicants to make an informed decision.

Card Type

The Best Western Rewards Mastercard is primarily a rewards card, focusing on travel rewards. It is perfect for frequent travelers looking to earn points on hotel stays and related purchases.

Annual Fee

One of the attractive features of this credit card is that it offers no annual fee.

Rewards Program

The Best Western Rewards Mastercard comes with a robust rewards program that allows cardholders to earn points for every purchase. Users earn 3 points for every $1 spent at Best Western hotels and 2 points for every $1 spent on qualifying gas and dining purchases. Additionally, cardholders earn 1 point for every $1 spent on all other purchases. These points can be redeemed for free nights at Best Western hotels, gift cards, and other travel rewards, providing significant value to frequent guests.

Sign-Up Bonus

New applicants can take advantage of a generous sign-up bonus. Upon meeting a spending requirement of $1,000 within the first 90 days of account opening, cardholders can earn 20,000 bonus points”enough for two free nights at participating Best Western properties.

APR (Annual Percentage Rate)

The regular APR for the Best Western Rewards Mastercard ranges from 15.24% to 22.24%, depending on creditworthiness. For new applicants, there may be an introductory APR offer of 0% for the first 12 billing cycles on balance transfers, making it an appealing option for managing existing debt.

Foreign Transaction Fees

This credit card does charge foreign transaction fees of 3% for purchases made outside the United States, making it less ideal for international travelers who frequently make purchases abroad.

Balance Transfer Options

As mentioned, new cardholders can benefit from any introductory balance transfer offers with 0% APR for the first 12 billing cycles. After that period, the regular balance transfer APR applies, which allows users to manage existing debt effectively.

Additional Fees

While the card does not have an annual fee, it is important to be aware of other potential fees, such as a late payment fee of up to $40 and a cash advance fee of either $10 or 4% of the amount of each cash advance, whichever is greater.

Card Benefits and Perks

Cardholders enjoy a variety of benefits, including access to travel accident insurance and auto rental collision damage waiver when renting a vehicle, adding another layer of security for frequent travelers. Additionally, special hotel promotions and discounts are available exclusively for cardholders.

Customer Protections and Insurance

The Best Western Rewards Mastercard offers strong customer protections, including $0 fraud liability, purchase protection for eligible items, and travel insurance benefits, helping users to feel secure in their transactions and travels.

Eligibility and Credit Score Requirements

To qualify for the Best Western Rewards Mastercard, applicants typically need a credit score within the range of 670 to 850, which is considered good to excellent by most lenders. Other criteria may include income verification and credit history assessment.

Introductory Offers

After the initial period, the card does not maintain a promotional APR, but the possibility of earning bonus points for specific purchases can enhance its appeal in the long run.

Special Features or Unique Selling Points

One of the standout features of this card is its free night award after spending a set amount in a calendar year, providing a valuable perk for loyal Best Western customers. Additionally, the extensive network of Best Western hotels worldwide offers flexibility and convenience for travelers.

How to Apply

Interested applicants can quickly apply for the Best Western Rewards Mastercard online through the official website. It is a straightforward process that requires basic personal information and a review of creditworthiness. For more detailed information and to initiate the application process, visit the ‘>Apply Here page and visit UpCube.net for more insightful financial tips.