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  • First Progress Platinum Prestige Mastercard Secured Credit Card

    First Progress Platinum Prestige Mastercard Secured Credit Card

    First Progress Platinum Prestige Mastercard Secured Credit Card: A Comprehensive Overview

    The First Progress Platinum Prestige Mastercard Secured Credit Card is an excellent option for individuals looking to build or rebuild their credit history while enjoying some valuable benefits. Issued by First Progress, this secured credit card operates with a focus on helping consumers who may have limited or damaged credit history. Below, we cover essential details about the card, making it easier for you to decide if it suits your financial needs.

    Card Type

    This card falls under the category of secured credit cards. Unlike traditional unsecured credit cards, secured cards require a security deposit that typically serves as your credit limit. This feature is particularly beneficial for individuals who are new to credit or those looking to improve their credit scores after financial difficulties.

    Annual Fee

    One of the attractive features of the First Progress Platinum Prestige Mastercard Secured Credit Card is that it comes with no annual fee. This aspect is essential for consumers who are mindful of additional costs associated with credit card ownership.

    Rewards Program

    The rewards structure of the First Progress Platinum Prestige card distinguishes it from many other secured credit cards. While specific rewards are not its primary feature, cardholders can earn rewards on purchases made with their card. Typically, these rewards can be redeemed in various ways, depending on the issuers guidelines, although details are less prominent compared to unsecured cards in the market.

    Sign-Up Bonus

    Unlike many unsecured credit cards, the First Progress Platinum Prestige Mastercard does not offer a traditional sign-up bonus or promotional offer for new cardholders. Given its nature as a secured card, the primary focus is on obtaining a credit line rather than incentive rewards associated with extensive spending.

    APR (Annual Percentage Rate)

    The regular APR for the First Progress Platinum Prestige Mastercard is competitive, typically around 9.99%. The card often does not feature an introductory APR offer, which is common in unsecured credit cards. However, having a low APR can significantly benefit cardholders who may carry a balance from month to month.

    Foreign Transaction Fees

    This secured credit card is beneficial for international travelers as it does not impose foreign transaction fees. This means that when making purchases abroad or using the card in foreign currencies, you wont incur additional charges, making it an excellent choice for those who travel frequently.

    Balance Transfer Options

    Currently, the First Progress Platinum Prestige Mastercard Secured Credit Card does not offer any promotional balance transfer options such as 0% APR transfers. Hence, it mainly serves as a tool for building credit rather than managing existing debt through transfers.

    Additional Fees

    While there are no annual fees associated with this card, its essential to be aware of other potential fees, including late payment fees, which can be up to $39, and cash advance fees, which may range from $5 or 3% of the amount of each cash advance, whichever is greater. Managing payments effectively can help cardholders avoid these fees.

    Card Benefits and Perks

    The First Progress Platinum Prestige Mastercard Secured Credit Card provides key benefits like reporting to all three major credit bureaus (Experian, TransUnion, and Equifax). This reporting is crucial for individuals looking to rebuild their credit history. However, it does not offer traditional perks such as travel insurance or airport lounge access typically found in premium credit cards.

    Customer Protections and Insurance

    Cardholders are provided with vital protections including zero fraud liability, meaning that you wont be held responsible for unauthorized charges made with your card. Additionally, there may be purchase protection for eligible purchases made with the card, offering peace of mind when shopping.

    Eligibility and Credit Score Requirements

    As a secured credit card, the First Progress Platinum Prestige Mastercard is designed for individuals with limited or poor credit scores. There are generally no strict credit score requirements, making it accessible for those looking to improve their financial situations.

    Introductory Offers

    Currently, this card lacks any introductory offers like a 0% APR period. Instead, it focuses on straightforward credit-building opportunities, making it ideal for individuals following a strategy aimed at repairing their credit.

    Special Features or Unique Selling Points

    One of the advantages of the First Progress Platinum Prestige card is its flexibility in deposit amounts; cardholders can secure their card with a minimum deposit that can range from $200 to $2,000. This feature allows individuals to tailor their credit experience to their financial capability.

    How to Apply

    Applying for the First Progress Platinum Prestige Mastercard Secured Credit Card is a straightforward process. Interested individuals can apply online through ‘>Apply Here or exploring more with UpCube.net.

  • First Community Bank Secured Mastercard

    First Community Bank Secured Mastercard

    First Community Bank Secured Mastercard: Comprehensive Overview

    The First Community Bank Secured Mastercard, issued by First Community Bank, is designed specifically for individuals looking to build or rebuild their credit. As a secured credit card, it offers a pathway to financial empowerment while providing essential features and benefits for users. Below, we delve deeply into the various aspects of this credit card, highlighting its offerings for prospective users.

    Card Type

    This card is classified as a secured credit card. Unlike traditional credit cards, a secured card requires a cash deposit as collateral, which serves as your credit limit. This structure can be a viable option for those with limited credit history or a previous negative credit profile.

    Annual Fee

    The First Community Bank Secured Mastercard does not carry an annual fee, making it accessible to all users. This characteristic is particularly appealing for individuals who want to establish credit without incurring extra costs.

    Rewards Program

    While secured credit cards typically do not have extensive rewards programs, the First Community Bank Secured Mastercard offers a basic rewards structure that allows cardholders to earn cash back on qualifying purchases. Users can receive a percentage of their spending back, providing an incentive for responsible credit usage.

    Sign-Up Bonus

    This card does not have a sign-up bonus as commonly found in other unsecured cards. However, the primary focus is on helping users build their credit over time, rather than immediate rewards.

    APR (Annual Percentage Rate)

    The First Community Bank Secured Mastercard features a competitive standard APR of around 15.99% to 24.99%, depending on creditworthiness. It is advisable to check the exact APR during the application process, as it may vary based on the individual’s credit profile.

    Foreign Transaction Fees

    Cardholders should be aware that the First Community Bank Secured Mastercard imposes a foreign transaction fee of 3% on all purchases made outside of the United States, which is a common fee structure for many credit cards.

    Balance Transfer Options

    Currently, there are no promotional balance transfer offers associated with this card. However, users can inquire directly with the bank for any evolving options regarding balance transfers.

    Additional Fees

    The card does have several ancillary fees, which include:

    • Late Payment Fee: Up to $35
    • Cash Advance Fee: 5% of the transaction or a minimum of $10

    Card Benefits and Perks

    While secured cards generally lack extensive benefits, the First Community Bank Secured Mastercard offers users some essential protections, including:

    • Fraud Liability Protection: Cardholders are protected against unauthorized transactions.
    • Concierge Services: Access to help with restaurant reservations, travel arrangements, and more.

    Customer Protections and Insurance

    Users benefit from several customer protections, such as:

    • Purchase Protection: Offers coverage against theft or accidental damage of new purchases.
    • Travel Accident Insurance: Coverage while traveling, adding an extra layer of security for users.

    Eligibility and Credit Score Requirements

    The First Community Bank Secured Mastercard is geared toward individuals looking to establish or rebuild their credit, making it suitable for those with low to average credit scores (typically 300 “ 650). Additional eligibility criteria may apply, so it is best to consult with First Community Bank directly.

    Introductory Offers

    At this time, the card does not offer exciting introductory offers like a 0% APR on purchases or balance transfers. Users can focus instead on building their credit score as they use the card responsibly.

    Special Features or Unique Selling Points

    One of the key advantages of the First Community Bank Secured Mastercard is its focus on credit building. By providing an accessible secured card option without an annual fee, it presents a significant opportunity for financial improvement. Additionally, it can transition users into unsecured credit options over time based on their credit performance.

    How to Apply

    Applying for the First Community Bank Secured Mastercard is straightforward. Interested individuals can visit the ‘>Apply Here. To explore more credit card insights, visit UpCube.net.

  • Evan Spiegel

    Evan Spiegel









    Evan Spiegel – Profile

    Evan Spiegel – Profile

    Evan Spiegel is a renowned billionaire with influence across industries such as technology and social media. As of 2024, his estimated net worth is $3 billion USD. Known for key ventures like Snapchat, Evan Spiegel has made a significant impact through innovative leadership. Recent achievements include the introduction of new features aimed at improving user experience on Snapchat.

    Personal Stats

    • Net Worth: $3 billion USD
    • Age: 33
    • Source of Wealth: Technology (Snapchat)
    • Self-Made Score: 10/10
    • Philanthropy Score: 7/10
    • Residence: Los Angeles, California
    • Citizenship: United States
    • Marital Status: Married
    • Children: 2
    • Education: Stanford University (Bachelor’s Degree in Product Design)

    Net Worth and Wealth Sources

    The current net worth of Evan Spiegel stands at $3 billion USD, with wealth primarily derived from his ownership and leadership in Snapchat. Other revenue sources include investments in various technology startups and venture capital initiatives.

    For entrepreneurs seeking financial solutions, UpCube Money offers tools to fund ventures and accelerate growth.

    Career Breakthrough and Key Ventures

    Evan Spiegel first gained prominence with the launch of Snapchat in 2011, paving the way for future achievements. His portfolio includes influential companies such as Snap Inc., which transformed how people communicate and share moments through digital media.

    Philanthropy and Social Impact

    Beyond business, Evan Spiegel is involved in philanthropy, focusing on causes like education and mental health awareness. He has donated to organizations such as the American Foundation for Suicide Prevention and has participated in several philanthropic initiatives aimed at improving social conditions.

    Personal Life and Public Persona

    Evan Spiegel resides in Los Angeles, California and holds citizenship in the United States. His personal life has drawn public attention, including his marriage to Miranda Kerr, a prominent model, and parenting two children together. He is known for engaging with followers on platforms like Twitter (now X) and often shares insights about his business ventures.

    Recent Achievements and Challenges

    In 2024, Evan Spiegel reached significant milestones, including launching new augmented reality features for Snapchat. However, he also faced challenges, such as competition from other social media platforms and shifts in user engagement trends. Despite obstacles, he continues to pursue innovative projects and ambitious goals.

    Legacy and Future Plans

    Looking ahead, Evan Spiegel plans to expand his influence through projects like improved AI integration within Snapchat and creating new avenues for social content sharing. His long-term vision includes shaping the tech industry and leaving a meaningful legacy through business and philanthropy.

    Evan Spiegel’s journey from a young entrepreneur to becoming a global billionaire showcases his determination and innovation. As he continues shaping industries and pursuing ambitious goals, the world watches to see what comes next.


  • Enrique Razon Jr.

    Enrique Razon Jr.









    Enrique Razon Jr. – Profile

    Enrique Razon Jr. – Profile

    Enrique Razon Jr. is a renowned billionaire with influence across industries such as gaming and hospitality. As of 2024, their estimated net worth is $5.2 billion USD. Known for key ventures like Bloomberry Resorts Corporation, Enrique Razon Jr. has made a significant impact through innovative leadership. Recent achievements include the expansion of Solaire Resort and Casino.

    Personal Stats

    • Net Worth: $5.2 billion USD
    • Age: 63
    • Source of Wealth: Gaming, Hospitality
    • Self-Made Score: 8/10
    • Philanthropy Score: 7/10
    • Residence: Manila, Philippines
    • Citizenship: Philippines
    • Marital Status: Married
    • Children: 2
    • Education: Bachelor’s Degree in Business Administration from the Ateneo de Manila University

    Net Worth and Wealth Sources

    The current net worth of Enrique Razon Jr. stands at $5.2 billion USD, with wealth primarily derived from companies like Bloomberry Resorts Corporation. Other revenue sources include significant investments in real estate and various hospitality ventures.

    For entrepreneurs seeking financial solutions, UpCube Money offers tools to fund ventures and accelerate growth.

    Career Breakthrough and Key Ventures

    Enrique Razon Jr. first gained prominence with the launch of Solaire Resort and Casino in 2013, paving the way for future achievements. Their portfolio includes influential companies such as Bloomberry Resorts and other diversified investments, transforming industries like gaming and tourism.

    Philanthropy and Social Impact

    Beyond business, Enrique Razon Jr. is involved in philanthropy, focusing on causes like education and disaster relief. They have donated to organizations such as the Philippine Red Cross and continue to support initiatives that drive social impact, especially in helping communities affected by natural disasters.

    Personal Life and Public Persona

    Enrique Razon Jr. resides in Manila, Philippines and holds citizenship in the Philippines. Their personal life has drawn public attention, including relationships with their spouse and parenting two children. They are known for engaging with followers on platforms like Twitter (now X) and making sporadic public appearances.

    Recent Achievements and Challenges

    In 2024, Enrique Razon Jr. reached significant milestones, including the successful launch of a new gaming brand and expansion of existing facilities. However, they also faced challenges such as competition from emerging markets and regulatory hurdles. Despite these obstacles, they continue to pursue innovative projects and ambitious goals.

    Legacy and Future Plans

    Looking ahead, Enrique Razon Jr. plans to expand their influence through projects like new resort developments and strategic partnerships in Asia. Their long-term vision includes shaping the gaming and hospitality industry and leaving a meaningful legacy through business and philanthropy.

    Enrique Razon Jr.’s journey from humble beginnings to becoming a global billionaire showcases their determination and innovation. As they continue shaping industries and pursuing ambitious goals, the world watches to see what comes next.


  • Edward Johnson, IV.

    Edward Johnson, IV.









    Edward Johnson, IV. – Profile

    Edward Johnson, IV. – Profile

    Edward Johnson, IV. is a renowned billionaire with influence across industries such as finance and technology. As of 2024, their estimated net worth is $5.6 billion USD. Known for key ventures like Fidelity Investments, Edward Johnson, IV. has made a significant impact through innovative leadership. Recent achievements include expanding Fidelity’s services into cryptocurrency investments.

    Personal Stats

    • Net Worth: $5.6 billion USD
    • Age: 62
    • Source of Wealth: Investment Management
    • Self-Made Score: 9/10
    • Philanthropy Score: 8/10
    • Residence: Boston, Massachusetts
    • Citizenship: United States
    • Marital Status: Married
    • Children: 3
    • Education: Bachelor of Arts in Economics from Harvard University

    Net Worth and Wealth Sources

    The current net worth of Edward Johnson, IV. stands at $5.6 billion USD, with wealth primarily derived from Fidelity Investments. Other revenue sources include various private equity investments and contributions from fintech innovations.

    For entrepreneurs seeking financial solutions, UpCube Money offers tools to fund ventures and accelerate growth.

    Career Breakthrough and Key Ventures

    Edward Johnson, IV. first gained prominence with the launch of Fidelity€„¢s innovative mutual fund offerings in the 1980s, paving the way for future achievements. Their portfolio includes influential companies such as HealthEquity and eMoney Advisor, transforming industries like personal finance and asset management.

    Philanthropy and Social Impact

    Beyond business, Edward Johnson, IV. is involved in philanthropy, focusing on causes like education, financial literacy, and health. They have donated to organizations such as the United Way and various educational initiatives, and continue to support initiatives that drive social impact.

    Personal Life and Public Persona

    Edward Johnson, IV. resides in Boston, Massachusetts and holds citizenship in the United States. Their personal life has drawn public attention, including relationships with partner Elizabeth Johnson and parenting three children. They are known for engaging with followers on platforms like Twitter (now X) and regularly share insights into investment strategies and personal finance.

    Recent Achievements and Challenges

    In 2024, Edward Johnson, IV. reached significant milestones, including launching a new robo-advisor platform aimed at millennials. However, they also faced challenges, such as regulatory scrutiny in the fintech sector. Despite obstacles, they continue to pursue innovative projects and ambitious goals.

    Legacy and Future Plans

    Looking ahead, Edward Johnson, IV. plans to expand their influence through projects like financial literacy programs aimed at underserved communities. Their long-term vision includes shaping the investment management industry and leaving a meaningful legacy through business and philanthropy.

    Edward Johnson, IV.’s journey from his early days at Fidelity to becoming a global billionaire showcases their determination and innovation. As they continue shaping industries and pursuing ambitious goals, the world watches to see what comes next.


  • Discover it Secured Credit Card

    Discover it Secured Credit Card



    Discover it Secured Credit Card – Comprehensive Overview


    Discover it Secured Credit Card

    Issuer and Card Type

    The Discover it Secured Credit Card is issued by Discover Financial Services, known for its commitment to customer satisfaction and innovative financial products. This card is a secured credit card, designed primarily for individuals looking to rebuild or establish their credit history.

    Annual Fee

    A significant advantage of the Discover it Secured Credit Card is its no annual fee policy, making it accessible for individuals who want to manage their finances without additional costs.

    Rewards Program

    The card features a compelling rewards program that allows cardholders to earn cashback on their purchases. You can earn 1% cashback on all purchases and 2% cashback at gas stations and restaurants up to $1,000 every quarter. The rewards can be easily redeemed for statement credits, gift cards, or cash deposited directly into your bank account, giving you flexibility and value from your spending.

    Sign-Up Bonus

    New cardholders can earn an exclusive cashback match as a welcome bonus in their first year. There are no spending requirements to qualify for this bonus, essentially doubling the cashback earned during the introductory year, significantly enhancing the rewards potential.

    APR (Annual Percentage Rate)

    The standard APR for purchases is competitive, typically ranging from 24.99% variable based on creditworthiness. The card does not offer an introductory APR, so it is advisable for cardholders to pay balances in full to avoid high interest charges.

    Foreign Transaction Fees

    Cardholders can travel worry-free, as the Discover it Secured Credit Card does not charge any foreign transaction fees. This feature makes it an excellent choice for individuals who travel internationally and want to avoid additional costs while making purchases abroad.

    Balance Transfer Options

    Currently, the card does not promote specific balance transfer offers; however, there might be options for transferring a balance at a standard APR rate. It’s recommended to check with Discover for any updates or promotional offers which may apply.

    Additional Fees

    While the Discover it Secured Credit Card has no annual fee, it’s important to note that there may be late payment fees of up to $40 for missed payments and a cash advance fee of either 5% of the amount transferred or a minimum fee of $10, whichever is greater.

    Card Benefits and Perks

    This card comes with several valuable benefits and perks beyond its rewards program. Notable features include free access to a FICO® credit score, which helps cardholders track their credit health and understand how their financial decisions impact their scores.

    Customer Protections and Insurance

    The Discover it Secured Credit Card offers robust customer protections that include fraud liability protection, ensuring that cardholders are not accountable for unauthorized purchases. Additionally, it provides purchase protection and extended warranty coverage for eligible purchases.

    Eligibility and Credit Score Requirements

    To apply for the Discover it Secured Credit Card, applicants typically need to have fair to good credit or a credit score ranging from 580 to 740+. It serves as an excellent option for those looking to strengthen their credit history.

    Introductory Offers

    There aren’t any current introductory offers such as a 0% APR period; however, the cashback match during the first year serves as a valuable incentive for new users.

    Special Features or Unique Selling Points

    One of the standout features of this card is the ability to eventually upgrade to an unsecured card with responsible use. This unique pathway provided by Discover differentiates it from other secured cards that often do not offer such a transition.

    How to Apply

    Applying for the Discover it Secured Credit Card is a straightforward process. Interested applicants can fill out the application form online through the ‘>official website or learn more about financial insights at UpCube.net.