Accor ALL Visa Infinite Credit Card Overview

The Accor ALL Visa Infinite card, issued by Accor, represents a premium choice for those seeking a robust travel rewards credit card. Designed for frequent travelers and hospitality enthusiasts, this card offers significant perks and a lucrative rewards program.

Card Type

The Accor ALL Visa Infinite is categorized as a co-branded travel rewards credit card. It caters specifically to individuals who regularly stay at Accor hotels and enjoy the benefits associated with the Accor loyalty program.

Annual Fee

This card does come with an annual fee of $450. The annual fee reflects the various premium benefits and rewards that cardholders can enjoy, making it a worthwhile investment for frequent travelers.

Rewards Program

The rewards structure of the Accor ALL Visa Infinite card is compelling. Cardholders earn 5 Accor Live Limitless (ALL) points for every dollar spent on Accor hotel stays. For all other eligible purchases, users receive 1 point per dollar spent. Points can be redeemed for exclusive experiences, room upgrades, and free nights at Accor hotels worldwide, making it an attractive option for those who travel regularly.

Sign-Up Bonus

New cardholders can benefit from a generous sign-up bonus that grants 60,000 ALL points upon spending $4,000 in the first three months of account opening. This bonus can significantly contribute towards a free nights stay or other Accor rewards.

APR (Annual Percentage Rate)

The standard APR for the Accor ALL Visa Infinite card is 15.99% to 22.99%, depending on your creditworthiness. Additionally, there is an introductory 0% APR for the first 12 months on purchases, giving cardholders some breathing room to manage their initial expenses.

Foreign Transaction Fees

This card is a great choice for international travelers, as it does not impose any foreign transaction fees. Whether you are dining in Paris or booking accommodations in Sydney, you can use your card without worrying about additional charges.

Balance Transfer Options

For those looking to manage existing debt, the Accor ALL Visa Infinite offers a balance transfer option that includes a 0% introductory APR for the first 12 months. Please be mindful of a balance transfer fee of 3% of the amount transferred, ensuring you understand all aspects before proceeding.

Additional Fees

Aside from the annual fee, cardholders should be aware of other significant fees, including a late payment fee that can reach up to $39 and a cash advance fee of either $10 or 5% of the amount withdrawn, whichever is greater.

Card Benefits and Perks

The Accor ALL Visa Infinite card comes full of benefits. It includes travel insurance, which covers trip cancellations, lost luggage, and emergency medical expenses. Additionally, cardholders have access to concierge services that can assist with travel arrangements, dining reservations, and event bookings, enhancing the overall travel experience.

Customer Protections and Insurance

Cardholders enjoy extensive protections, including $0 liability for unauthorized transactions, ensuring peace of mind while traveling. Purchase protection covers eligible purchases against theft and damage, while rental car insurance provides added security during travels.

Eligibility and Credit Score Requirements

To be eligible for the Accor ALL Visa Infinite card, applicants should possess a good to excellent credit score, typically within the range of 700 to 850. This reflects the card’s premium nature, aiming to attract responsible financial users.

Introductory Offers

In addition to the 0% APR for the first 12 months on purchases, the card also features a welcome offer that adds value for newcomers, incentivizing them to meet the qualification spending requirement to unlock rewards.

Special Features or Unique Selling Points

One unique aspect of the Accor ALL Visa Infinite is its exclusive hotel rewards program, allowing members to earn points that can lead to free nights, discounts on stays, and other luxurious experiences with Accor Hotels. The card also offers a complimentary annual night at select properties, an enticing feature for dedicated travelers.

How to Apply

Applying for the Accor ALL Visa Infinite card is straightforward. Interested individuals can fill out an application online through the official website. To begin the application process, visit the following link: UpCube.net.