Tag: reward credit cards

Amalgamated Bank Visa Travel Rewards “ Earn Miles on Travel Purchases

The Amalgamated Bank Visa Travel Rewards card is a premier travel rewards credit card designed for those who are avid travelers. Issued by Amalgamated Bank, this card caters to individuals looking to earn miles on their travel-related purchases. With a robust rewards program, comprehensive benefits, and no foreign transaction fees, it stands out as an excellent choice for those frequenting various destinations.

Card Type

This credit card is classified as a travel rewards card, making it ideal for cardholders who desire to maximize their travel experiences through rewards accumulation.

Annual Fee

One of the appealing features of the Amalgamated Bank Visa Travel Rewards card is that it comes with no annual fee. This advantage allows cardholders to enjoy the benefits of the card without a yearly cost hindering their savings.

Rewards Program

The card’s rewards program is structured to provide cardholders with numerous ways to earn. Users can earn 2 miles for every dollar spent on travel-related purchases, ensuring that each journey contributes to future travel opportunities. For all other purchases, cardholders earn 1 mile per dollar. Rewards can be redeemed for various travel-related expenses, including flights, hotel stays, and car rentals, making it a flexible option for travelers.

Sign-Up Bonus

New cardholders can take advantage of a lucrative sign-up bonus. Upon meeting the minimum spending requirement of $2,500 within the first three months of account opening, cardholders can earn 25,000 bonus miles. This substantial bonus can be a significant step toward the next travel adventure.

APR (Annual Percentage Rate)

The regular APR for the Amalgamated Bank Visa Travel Rewards card is competitive at 15.99%. Additionally, cardholders may benefit from a 0% introductory APR for the first 12 months on purchases, allowing for flexible budgeting without accruing interest for the initial year.

Foreign Transaction Fees

For those who frequently travel internationally, the card offers a significant perk: it does not impose any foreign transaction fees. This feature makes it an ideal companion for travelers, allowing them to use their card abroad without incurring extra costs.

Balance Transfer Options

The Amalgamated Bank Visa Travel Rewards card offers balance transfer options with a promotional 0% APR for the first 12 months on transferred balances. This feature can assist cardholders in managing previous debts without additional interest for a limited time.

Additional Fees

While there are numerous advantages to this card, it is essential to be aware of potential fees. The card imposes late payment fees of up to $39 and cash advance fees of either $10 or 3% of the amount withdrawn, whichever is greater.

Card Benefits and Perks

The Amalgamated Bank Visa Travel Rewards card is equipped with various benefits and perks. These include travel insurance, which covers canceled trips and lost luggage, ensuring peace of mind during travels. Concierge services are available to assist with travel bookings, dinner reservations, and other personalized services. Additionally, cardholders gain access to exclusive airport lounges, enhancing their travel experience.

Customer Protections and Insurance

To provide added security and peace of mind, this card includes vital customer protections and insurance. Cardholders enjoy robust fraud liability protection in the event of unauthorized transactions. Additionally, purchase protection is available for new purchases, safeguarding against theft or damage for specified periods. Rental car insurance is also offered, providing coverage during rentals if paid for with the card.

Eligibility and Credit Score Requirements

To be considered for the Amalgamated Bank Visa Travel Rewards card, applicants should generally have a good to excellent credit score, typically within the range of 700-850. Other factors may also play a role in eligibility assessments.

Introductory Offers

Along with the favorable 0% introductory APR on purchases and balance transfers, this cards offers cater to those who want to take advantage of introductory periods, making it easier to adapt their finances after acquiring the card.

Special Features or Unique Selling Points

What sets the Amalgamated Bank Visa Travel Rewards card apart is its special feature of offering no annual fee, combined with a generous rewards program dedicated to travel expenses. This makes it more appealing to traveling professionals and leisure travelers alike.

How to Apply

Applying for the Amalgamated Bank Visa Travel Rewards card is a straightforward process. Interested individuals can apply online through the Amalgamated Banks official website. Simply visit their site and fill out the application form to get started. For more specific guidance, you can UpCube.net.