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Tag: shopping rewards
Dick’s Sporting Goods ScoreRewards Mastercard
Dicks Sporting Goods ScoreRewards Mastercard
The Dicks Sporting Goods ScoreRewards Mastercard is an enticing co-branded credit card specifically designed for outdoor and sports enthusiasts. Issued by Synchrony Bank, this card stands out for its robust rewards program tailored to those who frequently shop at Dicks Sporting Goods. Below is a comprehensive overview of the card, highlighting its features, benefits, and more.
Card Type
The ScoreRewards Mastercard is primarily a co-branded credit card focused on rewarding purchases made at Dicks Sporting Goods. It falls under the category of cashback cards, offering a unique rewards structure that caters to active lifestyle customers.
Annual Fee
One of the most attractive features of the Dicks Sporting Goods ScoreRewards Mastercard is that it has no annual fee. This makes it an appealing option for those who wish to maximize their rewards without incurring additional costs.
Rewards Program
The rewards structure of the ScoreRewards Mastercard is compelling. Cardholders earn 3 points for every dollar spent at Dicks Sporting Goods and 1 point for every dollar spent on all other purchases. Points can be redeemed for various rewards, including discounts on future purchases, gift cards, and more. The cards rewards are versatile, allowing shoppers to maximize savings with each transaction.
Sign-Up Bonus
New cardholders can take advantage of a lucrative sign-up bonus. By making a minimum purchase of $500 within the first 90 days of account opening, cardholders can earn an additional 1,000 points. This welcome bonus offers an excellent incentive to start using the card immediately.
APR (Annual Percentage Rate)
The Dicks Sporting Goods ScoreRewards Mastercard has a standard APR ranging from 15.99% to 24.99%, depending on the applicants creditworthiness. It is worth noting that there may be promotional offers available, such as a 0% introductory APR for the first 12 months on purchases made after account opening, making it a cost-effective option for new cardholders.
Foreign Transaction Fees
This card does not charge any foreign transaction fees, making it an excellent choice for international travelers who want to use their card abroad without worrying about additional charges.
Balance Transfer Options
The ScoreRewards Mastercard offers special balance transfer options, sometimes featuring a 0% APR for the first 12 months. However, there may be a transfer fee associated with these transfers, generally about 3% of the transferred amount. This feature allows cardholders to effectively manage existing debt while earning rewards.
Additional Fees
While the card boasts many positive attributes, prospective users should be aware of other fees. The card may impose late payment fees of up to $38 and cash advance fees that could reach 5% of the transaction amount. Understanding these fees is crucial for responsible card management.
Card Benefits and Perks
In addition to its rewards program, the ScoreRewards Mastercard comes with several benefits and perks. Cardholders may enjoy access to exclusive promotions, early sales notifications, and special discounts at Dicks Sporting Goods.
Customer Protections and Insurance
The Dicks Sporting Goods ScoreRewards Mastercard includes several customer protection features. Cardholders benefit from zero fraud liability, ensuring they wont be held accountable for unauthorized purchases. Additionally, there is purchase protection included, covering eligible purchases against theft or damage for a specific period.
Eligibility and Credit Score Requirements
To qualify for the ScoreRewards Mastercard, applicants generally need a credit score of at least 620. However, those with higher credit scores may be offered better terms and rates. The application process considers various factors, including credit history and income stability.
Introductory Offers
Alongside the 0% APR for the first 12 months mentioned earlier, the card occasionally offers other introductory promotions for new cardholders, which may vary seasonally. Keeping an eye on special offers can provide additional incentives for potential users.
Special Features or Unique Selling Points
The ScoreRewards Mastercard holds unique selling points, such as seasonal bonus rewards and exclusive member-only events. Cardholders can partake in limited-time offers that amplify their rewards potential, further enhancing the card’s value.
How to Apply
Applying for the Dicks Sporting Goods ScoreRewards Mastercard is straightforward. Interested individuals can apply online via the ‘>official website.
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Cost Plus World Market Mastercard
Explore the Cost Plus World Market Mastercard
The Cost Plus World Market Mastercard is a co-branded credit card issued by World Market in partnership with a reputable financial institution. The card is designed for shoppers who frequently visit Cost Plus World Market and wish to earn rewards on their purchases while enjoying a host of valuable benefits and features.
Card Type
This card is categorized as a co-branded rewards card, specifically tailored for loyal customers of Cost Plus World Market. It offers an attractive rewards structure that encourages members to earn points on their everyday spending, especially at World Market stores.
Annual Fee
One of the appealing aspects of the Cost Plus World Market Mastercard is that it comes with no annual fee. This makes it an attractive option for consumers looking to maximize their spending power without incurring additional costs.
Rewards Program
The rewards program for the Cost Plus World Market Mastercard is structured to provide cardholders with earnings on every dollar spent. Customers earn 5% back in rewards for eligible purchases made at Cost Plus World Market and 1% back on all non-World Market purchases. Rewards can be redeemed for future purchases at World Market stores or through their online platform, allowing for flexible and convenient redemption options.
Sign-Up Bonus
Upon approval, new cardholders can take advantage of a generous welcome bonus. For instance, after spending a specific amount within the first three months of account opening, customers can earn an additional bonus of $20 in rewards. This offer provides an excellent incentive for new members to start shopping right away.
APR (Annual Percentage Rate)
The standard APR for purchases on the Cost Plus World Market Mastercard is variable between 15.24% to 24.24%, depending on the cardholders creditworthiness. Additionally, there may be an introductory 0% APR offer for the first 12 months on balance transfers, making it a favorable option for those looking to consolidate debt.
Foreign Transaction Fees
The card does not charge foreign transaction fees, making it a suitable choice for any travelers who regularly make purchases overseas. This feature allows cardholders to utilize their card internationally without incurring additional costs.
Balance Transfer Options
Cardholders looking to transfer high-interest balances can benefit from the introductory 0% APR on balance transfers for the first 12 months. This feature can help customers pay down debt without the added burden of interest during that introductory period.
Additional Fees
While the Cost Plus World Market Mastercard boasts many favorable features, its essential to be aware of additional fees that may apply. This includes late payment fees, which may range up to $39; cash advance fees of either $10 or 5% of the amount, whichever is greater; and returned payment fees similar to late fees.
Card Benefits and Perks
The card offers several valuable benefits and perks. Cardholders may enjoy features such as travel accident insurance, as well as discounts and promotions that are exclusive to Mastercard users. Program members frequently benefit from special sales promotions at Cost Plus World Market, further enhancing their shopping experience.
Customer Protections and Insurance
Security is a top priority with the Cost Plus World Market Mastercard. The card provides cardholders with zero liability fraud protection, ensuring that unauthorized purchases are not the responsibility of the user. Other protections may include purchase protection and extended warranty coverage, contributing to peace of mind for cardholders.
Eligibility and Credit Score Requirements
Applicants should typically possess a credit score ranging from good to excellent, generally between 660 and 850. This card is best suited for individuals who have established credit and meet the necessary criteria for approval.
Introductory Offers
Besides the attractive balance transfer APR, new cardholders may also benefit from a 0% APR introductory offer on purchases for the first 12 months, further emphasizing the cards value for those who may wish to make larger purchases upfront.
Special Features and Unique Selling Points
The uniqueness of the Cost Plus World Market Mastercard lies not only in its rewards structure but also in its quintessential branding tied to the spirit of global exploration and discovery. Cardholders may also enjoy exclusive access to promotional events and special discounts, enhancing the overall customer experience.
How to Apply
Applying for the Cost Plus World Market Mastercard is simple and straightforward. Customers can fill out the application online through the ‘>Official Website.
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