Emirates Skywards Infinite Credit Card

The Emirates Skywards Infinite Credit Card, issued by Emirates NBD, is a premium travel rewards card explicitly designed for frequent travelers and Emirates Skywards members. This card stands out in the competitive credit card market by offering an extensive range of benefits, rewards, and exclusive experiences tailored to enhance your travel adventures.

Card Type

The Emirates Skywards Infinite Credit Card is primarily a travel rewards card, geared towards individuals who wish to earn significant rewards while traveling. This co-branded card also melds the advantages of traditional credit cards with Emirates’ esteemed loyalty program, allowing cardholders to accumulate Skywards Miles on every transaction.

Annual Fee

This card comes with an annual fee of AED 1,500, which is standard for premium travel credit cards. While the fee may appear high, the extensive travel benefits and rewards can provide significant value to frequent travelers.

Rewards Program

The rewards program of the Emirates Skywards Infinite Credit Card is impressive. Cardholders earn up to 2 Skywards Miles for every AED 1 spent on eligible purchases. On Emirates flights, an even higher rate of 4 Miles per AED 1 spent is attainable. Miles can be redeemed for flights, upgrades, and other travel-related perks within the Emirates Skywards program, making it a valuable asset for avid travelers.

Sign-Up Bonus

New applicants are welcomed with an enticing sign-up bonus: earn 25,000 bonus Skywards Miles upon making qualifying purchases within the first 90 days. This bonus can significantly boost your reward points balance, allowing for quicker access to flights and upgrades.

APR (Annual Percentage Rate)

The card has a competitive regular APR of 30% on outstanding balances. Some promotional offers may provide an introductory 0% APR on balance transfers for the first 6 months; however, its essential to confirm current terms directly with the issuer.

Foreign Transaction Fees

One of the significant advantages of the Emirates Skywards Infinite Credit Card is that it does not charge foreign transaction fees. This feature makes it an attractive option for cardholders who travel internationally and wish to avoid additional costs while making purchases abroad.

Balance Transfer Options

The card includes balance transfer options, with promotional rates sometimes offered. Always check current offers for specifics, as these can fluctuate throughout the year and may include both fees and promotional APR rates.

Additional Fees

Besides the annual fee, the card has a late payment fee of AED 150, along with cash advance fees that are typically 3% of the amount withdrawn, which can add up if the card is not used responsibly.

Card Benefits and Perks

Cardholders enjoy an array of perks including complimentary airport lounge access, travel insurance, and concierge services available 24/7. Furthermore, access to exclusive events and offers from Emirates and other partner establishments elevates the overall value of holding the card.

Customer Protections and Insurance

The Emirates Skywards Infinite Credit Card comes equipped with robust consumer protection features. These include fraud liability coverage, purchase protection against theft or damage, and rental car insurance for vehicle rentals charged to the card. Such features provide peace of mind during travel and shopping.

Eligibility and Credit Score Requirements

To qualify for the Emirates Skywards Infinite Credit Card, applicants generally need to possess a credit score of at least 700. In addition to credit score, the issuer will consider income and credit history as part of the approval process.

Introductory Offers

As mentioned earlier, the card offers an enticing introductory 0% APR on balance transfers for the first 6 months. This feature can be particularly useful for those looking to consolidate debt from other higher-interest credit cards.

Special Features or Unique Selling Points

One of the unique selling points of the Emirates Skywards Infinite Credit Card is its ability to earn Skywards Miles rapidly and the potential to redeem them for VIP experiences, such as complimentary upgrades on flights or discounted luxury hotel stays, setting it apart from other cards in the travel rewards segment.

How to Apply

Applying for the Emirates Skywards Infinite Credit Card is straightforward. Potential applicants can apply online through the official Emirates NBD website, UpCube.net.