Your cart is currently empty!
Tag: travel companion
Choice Hotels Privileges Visa Card
Choice Hotels Privileges Visa Card: Your Ultimate Travel Companion
The Choice Hotels Privileges Visa Card, issued by the renowned financial institution, is designed for avid travelers and loyal Choice Hotels customers. This co-branded credit card offers an array of benefits that enhance your travel experience while helping you earn valuable rewards.
Card Type
The Choice Hotels Privileges Visa Card is a travel rewards credit card, tailored specifically for those who frequently stay at Choice Hotels and want to maximize their earning potential during their travels.
Annual Fee
One of the most appealing aspects of the Choice Hotels Privileges Visa Card is that it comes with no annual fee. This feature makes it an attractive option for budget-conscious travelers seeking to earn rewards without incurring additional costs.
Rewards Program
This card features a robust rewards program that allows cardholders to earn points for every dollar spent. You’ll earn 2 points for every dollar spent at Choice Hotels and 1 point on all other purchases. Points can be redeemed for free nights at any participating Choice Hotels properties or transferred to various airline partners, making it one of the best credit card rewards options for those who love traveling.
Sign-Up Bonus
Upon approval, new cardholders can enjoy an enticing welcome bonus of 15,000 points after spending $1,000 within the first 90 days. This sign-up bonus can be a great head start towards your next vacation!
APR (Annual Percentage Rate)
The Choice Hotels Privileges Visa Card has a standard variable APR, which ranges from 18.24% to 25.24%, depending on creditworthiness. There may also be an introductory 0% APR offer for the first 12 months on purchases, which allows for comfortable budgeting during those initial months of card usage.
Foreign Transaction Fees
This card does not impose foreign transaction fees, making it an ideal choice for international travelers who want to avoid extra charges while enjoying their globetrotting adventures.
Balance Transfer Options
Cardholders may take advantage of a special balance transfer offer, which includes a 0% APR for the first 12 months on balance transfers made within the first 60 days. This allows for efficient debt management without accruing interest during this introductory period.
Additional Fees
Its essential to consider other potential fees associated with the Choice Hotels Privileges Visa Card. These include a late fee of up to $39 and a cash advance fee of either 5% of the transaction amount or $10, whichever is greater.
Card Benefits and Perks
The Choice Hotels Privileges Visa Card comes with several generous benefits, such as a complimentary membership to the Choice Privileges rewards program. Cardholders also gain access to special promotional offers, travel accident insurance, and exclusive discounts for hotel stays.
Customer Protections and Insurance
Cardholders can rest easy knowing their purchases are protected. The Choice Hotels Privileges Visa Card features zero fraud liability, meaning you won’t be held responsible for unauthorized charges. Additionally, purchase protection ensures items bought with the card are covered against theft or damage for a certain period. Rental car insurance is also included, providing peace of mind when driving overseas.
Eligibility and Credit Score Requirements
Applicants are generally required to have a credit score of at least 700 for approval. However, other factors may also be considered during the application process, such as income and existing debt.
Introductory Offers
As highlighted previously, the card offers a 0% APR on purchases and balance transfers for the initial 12 months. This is perfect for users who plan to make significant purchases or transfer existing debt without interest.
Special Features or Unique Selling Points
In addition to earning points for hotel stays, the card offers cardholders discounted rates and exclusive access to hotel perks, such as early check-in and late check-out, enhancing the overall travel experience.
How to Apply
Applying for the Choice Hotels Privileges Visa Card is a straightforward process. Applicants can complete the online application on the UpCube.net. Click here to